Factors Affecting Online Banking Usage in Kuwait: An Empirical Analysis

This study aimed to examine factors that affecting the usage of online banking users in Kuwait. Five factors were included in the analysis, namely performance expectancy, social influence, trust, perceived risk as well as demographic variables as moderating variable of the study. The research used a quantitative approach based on primary data collected through the administration of an online structured questionnaire. Data were analyzed using regression analysis and descriptive statistics.