通过战略联盟提高在线知名度:银行与金融科技公司关系的案例

IF 6.3 3区 管理学 Q1 BUSINESS International Journal of Bank Marketing Pub Date : 2024-01-23 DOI:10.1108/ijbm-02-2023-0071
Stefano Cosma, Daniela Pennetta
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引用次数: 0

摘要

本文旨在探讨银行与金融科技公司之间的(股权和非股权)战略联盟对金融科技公司在线知名度的影响。对于 124 家意大利金融科技公司样本,作者通过其网站排名(Google PageRank)和网站流量(Google Trends)来衡量在线知名度。根据这些指标的历史深度,作者通过序数逻辑回归和差分分析分别研究了股权和非股权(合同)协议对在线知名度的影响。尽管股权协议和合同协议都能通过内部和外部在线内容创建者的活动(网站排名)对金融科技公司网站的受欢迎程度产生积极影响,但只有股权协议能有效吸引互联网用户(网站流量)。社会意义促进银行与金融科技公司之间的战略联盟有助于金融科技公司的发展,产生创新、金融普惠和提高金融体系配置效率的良性机制。原创性/价值这项研究通过调查战略联盟和市场合作的益处,拓展了有关网络知名度决定因素的营销知识和文献,同时提供了一种可为未来营销研究复制的实证策略。
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Enhancing online visibility through strategic alliances: the case of bank-FinTech relationships

Purpose

This work aims to explore the effects of (equity and non-equity) strategic alliances between banks and FinTechs on FinTechs' online visibility.

Design/methodology/approach

For a sample of 124 Italian FinTechs, the authors measured online visibility through their website ranking (Google PageRank) and website traffic (Google Trends). Consistent to the historical depth of these measures, the authors separately investigated the effect of equity and non-equity (contractual) agreements on online visibility by means of ordinal logistic regressions and diff-in-diff analysis.

Findings

Strategic alliances with banks enhance FinTechs' online visibility. Although both equity and contractual agreements positively influence the popularity of FinTechs' website achieved through the activity of internal and external online content creators (websites ranking), only equity agreements are effective in attracting Internet users (website traffic).

Practical implications

When deciding to interact with banks, FinTechs' managers should consider that equity agreements may be a powerful strategic choice for enlarging the customer base and boosting visibility of FinTechs.

Social implications

Fostering strategic alliances between banks and FinTechs contributes to FinTechs' growth, generating virtuous mechanisms of innovation, financial inclusion and better allocative efficiency of the financial system.

Originality/value

This work expands marketing knowledge and literature regarding online visibility determinants, by investigating the benefits of strategic alliances and cooperation in the market, while providing an empirical strategy replicable by future marketing studies.

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来源期刊
CiteScore
10.70
自引率
18.90%
发文量
54
期刊介绍: International Journal of Bank Marketing (IJBM) aims to publish papers that relate to the marketing challenges of financial services providers around the globe. Preference is given to empirically-based research papers that expand on existing theories (or develop new ones) on customer behaviour in financial services settings. In addition, the journal is interested in helping academicians and practitioners in the field to better understand the discipline of financial services marketing, and as a result review papers and thought pieces are invited for submission.
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