金融普惠中的性别差距研究,特别关注坎切普拉姆地区

Dr. R. Ramki
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摘要

普惠金融的定义是以合理的成本向社会广大阶层提供金融服务,如储蓄、投资、借贷、保险和养老金等。普惠金融的本质是确保提供各种金融服务,如用于储蓄和交易的银行储蓄账户、低成本信贷、保险和养老金服务。本文的主要目的是分析普惠金融中的性别差距。原始数据收集自泰米尔纳德邦的坎切普拉姆地区。研究的样本量为 480 个。研究结果表明,无论是在银行业还是非银行业,坎切普拉姆地区金融包容性别差距都远高于该国其他地区。
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A Study on Gender Gap in Financial Inclusion with Special Reference to Kancheepuram District
Financial inclusion is defined as availability of financial services to a large segment of the population at a reasonable cost, such as savings, investment, borrowing, insurance and pension etc., to vast section of society at affordable cost. The essence of financial inclusion is to ensure delivery of various financial services, such as savings bank accounts for savings and transactions, availability of low-cost credit, and insurance and pension services. The main objective of this paper is to analyze the gender gap in financial inclusion. The primary data have been collected from Kancheepuram district of Tamil Nadu. The sample size for the study is 480. The findings of the study shows that the Financial Inclusion Gender Gap in Kancheepuram District is much higher than that of other parts of the country, both in banking and non-banking segments.
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