小额信贷中游戏的力量:研究游戏化对客户关系管理绩效的影响

IF 4.3 2区 经济学 Q1 BUSINESS, FINANCE Journal of Behavioral and Experimental Finance Pub Date : 2024-09-02 DOI:10.1016/j.jbef.2024.100972
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引用次数: 0

摘要

本研究探讨了游戏化的使用对中国小额信贷平台客户关系管理绩效的影响。具体而言,我们系统地研究了影响游戏化采用的积极和消极感知,这些感知反过来又会影响满意度、客户参与度和留存率。研究结果表明,感知利益对游戏化使用意向有积极影响,而感知牺牲则有消极影响。此外,游戏化使用意向与满意度、客户参与度和保留率呈正相关。最后,研究强调了满意度和客户参与度之间以及客户参与度和保留率之间的正相关关系。然而,在客户满意度和客户保留率之间没有观察到明显的关系。这些见解为提升用户体验和培养客户忠诚度提供了重要启示。
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The power of play in microfinance: Examining the effect of gamification on customer relationship management performance

This study delves into the impact of gamification usage on the customer relationship management performance of microfinance platforms in China. Specifically, we systematically investigate the positive and negative perceptions influencing gamification adoption, which in turn affect satisfaction, customer engagement, and retention. Our results show that perceived benefit positively influences gamification usage intention, whereas perceived sacrifice exerts a negative impact. Furthermore, gamification usage intention correlates positively with satisfaction, customer engagement, and retention. Finally, the study highlights the positive relationships between satisfaction and customer engagement, as well as between customer engagement and retention. However, no significant relationship is observed between customer satisfaction and customer retention. These insights offer essential implications for enhancing user experiences and fostering customer loyalty.

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来源期刊
CiteScore
13.20
自引率
6.10%
发文量
75
审稿时长
69 days
期刊介绍: Behavioral and Experimental Finance represent lenses and approaches through which we can view financial decision-making. The aim of the journal is to publish high quality research in all fields of finance, where such research is carried out with a behavioral perspective and / or is carried out via experimental methods. It is open to but not limited to papers which cover investigations of biases, the role of various neurological markers in financial decision making, national and organizational culture as it impacts financial decision making, sentiment and asset pricing, the design and implementation of experiments to investigate financial decision making and trading, methodological experiments, and natural experiments. Journal of Behavioral and Experimental Finance welcomes full-length and short letter papers in the area of behavioral finance and experimental finance. The focus is on rapid dissemination of high-impact research in these areas.
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