Can digital inclusive finance reduce household poverty? Evidence from the China household finance survey

This study explores the influence of digital inclusive finance on household poverty in China, utilizing data from the China Household Finance Survey. The results of the analysis demonstrate that advancements in digital inclusive finance have a substantial impact on reducing household poverty. Mechanism tests indicate that this reduction in poverty occurs indirectly through increased local entrepreneurial activity. Furthermore, heterogeneity analysis reveals that the poverty-reducing effects are more significant among rural households and in the central and western regions of China.