金融知识能否缓解能源贫困？中国家庭层面的一些经验

IF 3.8 3区经济学 Q3 ENERGY & FUELS Utilities Policy Pub Date : 2024-09-19 DOI:10.1016/j.jup.2024.101835

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引用次数: 0

摘要

能源贫困和金融扫盲是全球可持续发展中两个贯穿各领域的重要方面。本研究探讨了金融知识是否以及如何减少中国家庭层面的能源贫困。双向固定回归模型证明了金融知识在消除能源贫困中的促进作用。此外，本研究还从中介和调节的角度确定了金融知识普及与能源贫困之间的潜在机制。金融扫盲通过提高家庭对未来的预期，间接、稳健地缓解了能源贫困。然而，较高的金融风险会削弱这种对家庭未来预期的促进作用，因为金融风险的增加会破坏家庭财务的稳定性。

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Can financial literacy Ease energy poverty? Some Lessons at the household level in China

Energy poverty and financial literacy are two cross-cutting vital dimensions in sustainable global development. This study examines whether and how financial literacy reduces energy poverty at the household level in China. A two-way fixed regression model demonstrates the catalytic role of financial literacy in eradicating energy poverty. Furthermore, this study identifies potential mechanisms between financial literacy and energy poverty from a mediation and moderation perspective. Financial literacy indirectly and robustly mitigates energy poverty by heightening households' future expectations. However, higher financial risk weakens this facilitating effect on households’ future expectations, as increased financial risk destabilizes household finances.

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来源期刊

Utilities Policy ENERGY & FUELS-ENVIRONMENTAL SCIENCES

CiteScore

6.80

自引率

10.00%

发文量

审稿时长

66 days

期刊介绍： Utilities Policy is deliberately international, interdisciplinary, and intersectoral. Articles address utility trends and issues in both developed and developing economies. Authors and reviewers come from various disciplines, including economics, political science, sociology, law, finance, accounting, management, and engineering. Areas of focus include the utility and network industries providing essential electricity, natural gas, water and wastewater, solid waste, communications, broadband, postal, and public transportation services. Utilities Policy invites submissions that apply various quantitative and qualitative methods. Contributions are welcome from both established and emerging scholars as well as accomplished practitioners. Interdisciplinary, comparative, and applied works are encouraged. Submissions to the journal should have a clear focus on governance, performance, and/or analysis of public utilities with an aim toward informing the policymaking process and providing recommendations as appropriate. Relevant topics and issues include but are not limited to industry structures and ownership, market design and dynamics, economic development, resource planning, system modeling, accounting and finance, infrastructure investment, supply and demand efficiency, strategic management and productivity, network operations and integration, supply chains, adaptation and flexibility, service-quality standards, benchmarking and metrics, benefit-cost analysis, behavior and incentives, pricing and demand response, economic and environmental regulation, regulatory performance and impact, restructuring and deregulation, and policy institutions.