调查结果显示,年轻消费者在金融市场上的储蓄和投资行为

IF 0.2 Q4 EDUCATION & EDUCATIONAL RESEARCH E-Mentor Pub Date : 2021-10-01 DOI:10.15219/em91.1532
Olga Smalej, Zofia Kawczyńska-Butrym, R. Mącik, Viktoriya Pantyley
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引用次数: 1

摘要

本文试图从储蓄和投资的角度来诊断年轻人在金融市场上的行为。该研究采用CAWI方法,随机抽取261名17-18岁的学生,他们就读于卢布尔斯基省选定县的普通中学和中专二年级。研究结果显示,受访者目前持有的平均储蓄额为5829兹罗提。大多数情况下,储蓄是在家里积累的(54%的受访者);近三分之一的受访者也有储蓄账户。超过70%的人在存钱时为自己设定了目标;最常见的是购买某种产品或与爱好相关的费用。年轻人很少投资基金,尽管有一批明显的受访者在很小的时候就做出了这样的尝试。
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Zachowania młodych konsumentów na rynku finansowym w aspekcie oszczędzania i inwestowania pieniędzy - wyniki badania ankietowego
The article attempts to diagnose the behavior of young people on the financial market in terms of saving and investing money. The study was carried out using the CAWI method on the random sample of 261 students aged 17-18, attending the 2nd grade of general secondary schools and technical secondary schools in selected counties of the Lubelskie Voivodeship. Research results showed that the average amount of savings currently held by the respondents is PLN 5,829. Most often, savings are accumulated at home (54% of respondents); almost one-third of respondents also have a savings account. More than 70% of them set a goal for themselves when they save money; the most common is purchasing a certain product or hobby-related expenses. Young people invest funds rarely, although a noticeable group of respondents makes such attempts at an early age.
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