万隆市社会对电子货币在公路服务支付中的使用的消费者感知

M. Tanu, Rita Komala Dewi, Heni Iswati
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引用次数: 0

摘要

电子商务以其实用性和便捷性在许多商业交易中得到了应用。此外,它还提供了易于控制。使用电子货币(e-money)作为一种非现金支付方式,在减少现金货币的使用方面具有巨大的潜力。与现金相比,电子货币提供了更快、更舒适的交易,尤其是小额交易。有了电子货币,每笔交易对买卖双方来说都更简单、更便宜、更容易。政府最近的一项干预措施是,每笔高速公路交易都只能用电子货币支付。这一政策引起了消费者和整个社会的各种反应。本研究旨在探讨万隆市消费者或社会对高速公路服务收费电子货币政策的看法。本研究采用的方法是描述性方法。使用的数据收集技术是文献研究法和对100名曾经在交易中使用过电子货币的受访者进行问卷调查。研究结果表明,电子货币的实施已经很好。但是,在服务和技术方面存在一些制约因素。这些都是基于使用技术接受模型(TAM)的基本模型进行测量的。
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Customer Perception of Bandung City Societyon E-Money Usage for the Highway Service Payment
E-commerce has been used in many business transactions because of its practicality and easiness for the users. In addition, it also provides easiness in control. The use of electronic money (e-money) as a non-cash payment alternative has a huge potential in decreasing the use of cash money. E-money provides faster and more comfortable transactions compared to the cash money, especially for the small-amount transactions. With e-money, every transaction is simpler, cheaper, and easier both for the buyers and sellers. One of the government interventions has recently been that every highway transaction can only be paid using e-money. This policy has resulted in a various response from the consumers or society at large. This research is aimed at exploring the perception of the consumers or society in Bandung on e-money policy for highway service payment. The method used in this research is a descriptive method. The data collection techniques used are literature study and questionnaire distributed to 100 respondents who ever used e-money in their transaction. The results of this research showed that the implementation of e-money is already good. But, there are some constraints in the aspect of service and technology. Those things are based on the measurement using the basic model of Technology Acceptance Model (TAM).
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审稿时长
10 weeks
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