人寿保险仲裁与宪法损害赔偿的精算量化

IF 0.1 Q4 BUSINESS, FINANCE South African Actuarial Journal Pub Date : 2018-12-14 DOI:10.4314/SAAJ.V18I1.4
G. Whittaker
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引用次数: 3

摘要

在要求宪法损害赔偿的情况下,受害方向国家提出索赔,要求其因未能维护宪法要求而造成的损害赔偿,这种损害赔偿如何量化?根据南非法律,没有公式和极其有限的先例来概述宪法损害赔偿的计算。本文将从作为死者家属专家证人的精算师的角度,考虑根据精神保健使用者的悲惨大规模死亡、酷刑和失踪,对豪登省卫生部的Life esidii仲裁程序。没有一本计算生命的货币价值的手册。尽管如此,本文将阐述为达成货币赔偿所作的考虑,这些考虑由家属的法律代表提出,经精算师证实,并最终由仲裁员裁决。关键词:宪法损害赔偿;公平;股本;比较法;专家证人;非法死亡;酷刑;补偿;仲裁;预期寿命;净贴现率;公益性服务
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The Life Esidimeni arbitration and the actuarial quantification of constitutional damages
In the instance of a claim for constitutional damages where an aggrieved party makes a claim against the State for damages resulting from its failure to uphold a constitutional imperative, how are such damages to be quantified? Under South African law there is no formula and extremely limited precedent outlining the calculation of constitutional damages. This paper will consider the Life Esidimeni Arbitration proceedings against the Gauteng Department of Health pursuant to the tragic mass death, torture and disappearance of mental health care users from the perspective of an actuary acting as an expert witness for the families of the deceased. There is no manual for calculating the monetary value of a life. Notwithstanding, this paper will set out the considerations made to reach monetary compensation as argued by the legal representatives of the families, as substantiated by the actuary and as eventually awarded by the Arbitrator.Keywords: Constitutional damages; fairness; equity; comparative law; expert witness; unlawful death; torture; compensation; arbitration; life expectancy; net discount rate; pro bono
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South African Actuarial Journal
South African Actuarial Journal BUSINESS, FINANCE-
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