两项调查显示，美国老年人财富不平等的最新趋势。

Q3 Social Sciences Journal of Economic and Social Measurement Pub Date : 2021-09-02 DOI:10.3233/jem-210477

G. Kézdi, Margaret J. Lay, D. Weir

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引用次数: 0

摘要

我们记录了美国55岁或55岁以上家庭财富不平等的变化，并将1998年至2016年间健康与退休研究（HRS）的数据与消费者金融调查（SCF）的数据进行了比较。我们研究的净财富包括住房、金融和非金融资产以及债务，不包括保险、DB养老金或社会保障财富的现金价值。我们发现，在两次调查中，净财富在第25和第90个百分位数之间的分布非常相似，但在分布顶部的SCF中的财富要高得多。这两项调查都显示，1998年至2016年间，财富不平等现象有所加剧，首先主要是由于高层财富的增加，2012年之后，财富很少的家庭所占比例也有所增加。这两项调查都认为，1998年已经很严重的教育和种族财富不平等，到2016年进一步加剧。

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Recent trends in wealth inequality among older Americans in two surveys.

We document changes in wealth inequality across American households with a member aged 55 or older, comparing data in the Health and Retirement Study (HRS) with that in the Survey of Consumer Finances (SCF) between 1998 and 2016. We examine net wealth including housing, financial and nonfinancial assets and debt, without the cash value of insurances, DB pensions or Social Security wealth. We find very similar distributions of net wealth in the two surveys between the 25th and 90th percentiles, but substantially higher wealth in the SCF at the top of the distribution. Both surveys show an increase in wealth inequality between 1998 and 2016, first mostly due to increased wealth at the top, and, after 2012, due to an increase in the share of households with very little wealth as well. Both surveys agree that wealth inequality by education and race, already substantial in 1998, increased further by 2016.

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来源期刊

Journal of Economic and Social Measurement Social Sciences-Social Sciences (all)

CiteScore

1.60

自引率

0.00%

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期刊介绍： The Journal of Economic and Social Measurement (JESM) is a quarterly journal that is concerned with the investigation of all aspects of production, distribution and use of economic and other societal statistical data, and with the use of computers in that context. JESM publishes articles that consider the statistical methodology of economic and social science measurements. It is concerned with the methods and problems of data distribution, including the design and implementation of data base systems and, more generally, computer software and hardware for distributing and accessing statistical data files. Its focus on computer software also includes the valuation of algorithms and their implementation, assessing the degree to which particular algorithms may yield more or less accurate computed results. It addresses the technical and even legal problems of the collection and use of data, legislation and administrative actions affecting government produced or distributed data files, and similar topics. The journal serves as a forum for the exchange of information and views between data producers and users. In addition, it considers the various uses to which statistical data may be put, particularly to the degree that these uses illustrate or affect the properties of the data. The data considered in JESM are usually economic or social, as mentioned, but this is not a requirement; the editorial policies of JESM do not place a priori restrictions upon the data that might be considered within individual articles. Furthermore, there are no limitations concerning the source of the data.