银行服务质量对客户心理形象的影响:也门共和国伊斯兰银行的实地研究

جمال درهم, جامعة العلوم والتكنولوجيا اليمن, إياد الصهيبي
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引用次数: 1

摘要

本研究旨在调查银行服务质量对伊斯兰银行客户心理形象的影响,并测量其维度水平。研究对象包括也门共和国一些伊斯兰银行的客户。采用了描述性分析方法,并编制了问卷作为数据收集的工具。本研究的样本共收到380份问卷。数据采用SPSS统计软件进行分析。研究结果显示,伊斯兰银行的银行服务质量水平普遍较高,其维度,即有形,沟通和可信度的水平也很高,而其他维度,即反应,同理心和可靠性的水平一般。研究还发现,客户对伊斯兰银行的心理形象总体上处于中等水平,其认知维度水平较高,而情感和行为维度水平一般。研究得出结论,伊斯兰银行应通过具体的计划和机制,在各方面促进和提高银行服务质量,以改善银行客户的心理形象。
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Impact of Banking Service Quality on the Mental Image of Customers: A Field Study at the Islamic Banks in Yemen Republic
This study aimed at investigating the impact of banking services quality on the mental image of customers at the Islamic banks and measuring its dimensional levels. The population of the study included  a number of Islamic banks’ customers in the Republic of Yemen. The descriptive analytical method was used and a questionnaire was developed as an instrument for data collection. A number of 380 questionnaires were distributed to the sample of the study. The data were analyzed using SPSS. The findings of the study revealed that the level of banking services quality in the Islamic banks was generally high and the level of its dimensions i.e. tangible, communication and credibility was also high, while the level of the other dimensions i.e. response, empathy and reliability was average. The study also found that the level of customers’ mental image of the Islamic banks was generally average, and the level of its dimensions i.e. cognitive dimension was high, while the level of the emotional and behavioral dimensions was average. The study concludes that the Islamic banks should  promote and improve the quality of banking services in all their different dimensions through a specific plan and mechanism to improve the mental image of bank customers.
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审稿时长
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