区块链技术的采用是否具有挑战性:来自印度银行业的证据

IF 1.9 Q2 BUSINESS, FINANCE Qualitative Research in financial Markets Pub Date : 2022-11-28 DOI:10.1108/qrfm-01-2022-0003
Preeti Khanna, Arunima Haldar
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引用次数: 2

摘要

许多人预测区块链技术是最具颠覆性的技术,它可能会为金融业带来可访问性、效率和透明度。本研究旨在了解印度银行业在采用该技术时可能面临的挑战。设计/方法/方法本研究采用定性方法探讨印度银行业面临的挑战。我们与金融和信息技术行业的高级管理人员和学者进行了半结构化的深度访谈,获得了对这些挑战的探索性见解。专题分析提出了一个框架,其中包括采用区块链技术时面临的五个挑战。这些挑战涉及技术、组织、操作、监管和环境背景。原创性/价值本文对新兴国家背景下银行业新兴区块链技术采用的有限文献做出了贡献。
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Will adoption of blockchain technology be challenging: evidence from Indian banking industry
Purpose Blockchain technology is predicted by many to be the most disruptive technology which might bring accessibility, efficiency and transparency in the financial industry. This study aims to understand the challenges likely to be faced by the Indian banking industry while adopting the technology. Design/methodology/approach The study adopted a qualitative approach to explore the challenges faced by the banking industry in India. Semi-structured in-depth interviews with senior executives and academicians in the finance and the information technology industries helped gain explorative insights about the challenges. Findings Thematic analysis suggested a framework comprising five challenges while adopting blockchain technology. These challenges relate to technology, organisation, operation, regulator and environmental context. Originality/value The paper contributes to the limited literature on the nascent blockchain technology adoption in banking industry in an emerging country context.
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来源期刊
CiteScore
4.60
自引率
10.50%
发文量
32
期刊介绍: Qualitative Research in Financial Markets is the only peer-reviewed journal dedicated to exploring the rapidly-growing area of research activity in finance that uses qualitative methods. Building on a long pedigree of finance research, the journal publishes international and innovative analyses and novel insights into financial markets worldwide
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