小额供资机构在发展妇女创业精神方面的作用——科索沃个案研究

IF 2.1 Q2 ECONOMICS Economics & Sociology Pub Date : 2021-01-01 DOI:10.14254/2071-789x.2021/14-1/8
Jehona Shkodra, Prespa Ymeri, Lindita Ibishi
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引用次数: 8

摘要

。小额信贷机构(mfi)是向低收入人群和财务状况不佳的企业提供援助的唯一途径。女性也属于这一类,因为她们中的大多数人收入较低,确保自己和家庭幸福的唯一途径就是创业。鉴于商业银行的许多标准,对女企业家来说,小额信贷机构往往是金融贷款的唯一选择。通过对科索沃200名女企业家进行的研究,可以了解小额信贷机构对科索沃妇女企业发展的影响程度。在2019年4月至6月期间,采用PAPI(铅笔和纸张访谈)调查方法进行面对面访谈。从调查中获得的数据随后在统计软件SPSS 21.0中进行了处理。该研究应用三种计量经济学模型来确定小额信贷机构贷款对女性企业成功的影响。妇女企业的成功是用三种业绩衡量标准来评估的:固定资产、收入和家庭支出。本研究的结果解释了小额信贷机构的贷款对妇女企业使用固定资产、收入和家庭的绩效有积极的影响
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Role of microfinance institutions for developing women entrepreneurship – the case study of Kosovo
. Microfinance institutions (MFIs) are the only door of assistance to low-income people and businesses with poor financial performance. Women also fall into this category, as most of them have low incomes and the only way to ensure their own and their families' well-being is to start a business. Given the many criteria of commercial banks, for women entrepreneurs MFIs are often the only option of financial lending. The extent to which MFIs have influenced the development of women businesses in Kosovo will be understood from the research conducted with 200 women entrepreneurs in Kosovo. Interviews were carried out face to face with the PAPI (pencil and paper interview) survey methodology used during April–June, 2019. The data obtained from the survey has been then processed in statistical software SPSS 21.0 The research applies three econometric models to identify the effects of MFI loans on the success of women businesses. The success of women enterprises is assessed using three performance measurements: fixed assets, income and household expenditures. The results of this study explain that loans from MFIs effect performance of women’s businesses in positive way using fixed assets, income and household
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来源期刊
CiteScore
5.40
自引率
6.70%
发文量
40
审稿时长
24 weeks
期刊介绍: Economics and Sociology (ISSN 2306-3459 Online, ISSN 2071-789X Print) is a quarterly international academic open access journal published by Centre of Sociological Research in co-operation with University of Szczecin (Poland), Mykolas Romeris University (Lithuania), Dubcek University of Trencín, Faculty of Social and Economic Relations, (Slovak Republic) and University of Entrepreneurship and Law, (Czech Republic). The general topical framework of our publication include (but is not limited to): advancing socio-economic analysis of societies and economies, institutions and organizations, social groups, networks and relationships.[...] We welcome articles written by professional scholars and practitioners in: economic studies and philosophy of economics, political sciences and political economy, research in history of economics and sociological phenomena, sociology and gender studies, economic and social issues of education, socio-economic and institutional issues in environmental management, business administration and management of SMEs, state governance and socio-economic implications, economic and sociological development of the NGO sector, cultural sociology, urban and rural sociology and demography, migration studies, international issues in business risk and state security, economics of welfare.
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