{"title":"小额供资机构在发展妇女创业精神方面的作用——科索沃个案研究","authors":"Jehona Shkodra, Prespa Ymeri, Lindita Ibishi","doi":"10.14254/2071-789x.2021/14-1/8","DOIUrl":null,"url":null,"abstract":". Microfinance institutions (MFIs) are the only door of assistance to low-income people and businesses with poor financial performance. Women also fall into this category, as most of them have low incomes and the only way to ensure their own and their families' well-being is to start a business. Given the many criteria of commercial banks, for women entrepreneurs MFIs are often the only option of financial lending. The extent to which MFIs have influenced the development of women businesses in Kosovo will be understood from the research conducted with 200 women entrepreneurs in Kosovo. Interviews were carried out face to face with the PAPI (pencil and paper interview) survey methodology used during April–June, 2019. The data obtained from the survey has been then processed in statistical software SPSS 21.0 The research applies three econometric models to identify the effects of MFI loans on the success of women businesses. The success of women enterprises is assessed using three performance measurements: fixed assets, income and household expenditures. The results of this study explain that loans from MFIs effect performance of women’s businesses in positive way using fixed assets, income and household","PeriodicalId":51663,"journal":{"name":"Economics & Sociology","volume":"1 1","pages":""},"PeriodicalIF":2.1000,"publicationDate":"2021-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"8","resultStr":"{\"title\":\"Role of microfinance institutions for developing women entrepreneurship – the case study of Kosovo\",\"authors\":\"Jehona Shkodra, Prespa Ymeri, Lindita Ibishi\",\"doi\":\"10.14254/2071-789x.2021/14-1/8\",\"DOIUrl\":null,\"url\":null,\"abstract\":\". Microfinance institutions (MFIs) are the only door of assistance to low-income people and businesses with poor financial performance. Women also fall into this category, as most of them have low incomes and the only way to ensure their own and their families' well-being is to start a business. Given the many criteria of commercial banks, for women entrepreneurs MFIs are often the only option of financial lending. The extent to which MFIs have influenced the development of women businesses in Kosovo will be understood from the research conducted with 200 women entrepreneurs in Kosovo. Interviews were carried out face to face with the PAPI (pencil and paper interview) survey methodology used during April–June, 2019. The data obtained from the survey has been then processed in statistical software SPSS 21.0 The research applies three econometric models to identify the effects of MFI loans on the success of women businesses. The success of women enterprises is assessed using three performance measurements: fixed assets, income and household expenditures. The results of this study explain that loans from MFIs effect performance of women’s businesses in positive way using fixed assets, income and household\",\"PeriodicalId\":51663,\"journal\":{\"name\":\"Economics & Sociology\",\"volume\":\"1 1\",\"pages\":\"\"},\"PeriodicalIF\":2.1000,\"publicationDate\":\"2021-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"8\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Economics & Sociology\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.14254/2071-789x.2021/14-1/8\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q2\",\"JCRName\":\"ECONOMICS\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Economics & Sociology","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.14254/2071-789x.2021/14-1/8","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"ECONOMICS","Score":null,"Total":0}
Role of microfinance institutions for developing women entrepreneurship – the case study of Kosovo
. Microfinance institutions (MFIs) are the only door of assistance to low-income people and businesses with poor financial performance. Women also fall into this category, as most of them have low incomes and the only way to ensure their own and their families' well-being is to start a business. Given the many criteria of commercial banks, for women entrepreneurs MFIs are often the only option of financial lending. The extent to which MFIs have influenced the development of women businesses in Kosovo will be understood from the research conducted with 200 women entrepreneurs in Kosovo. Interviews were carried out face to face with the PAPI (pencil and paper interview) survey methodology used during April–June, 2019. The data obtained from the survey has been then processed in statistical software SPSS 21.0 The research applies three econometric models to identify the effects of MFI loans on the success of women businesses. The success of women enterprises is assessed using three performance measurements: fixed assets, income and household expenditures. The results of this study explain that loans from MFIs effect performance of women’s businesses in positive way using fixed assets, income and household
期刊介绍:
Economics and Sociology (ISSN 2306-3459 Online, ISSN 2071-789X Print) is a quarterly international academic open access journal published by Centre of Sociological Research in co-operation with University of Szczecin (Poland), Mykolas Romeris University (Lithuania), Dubcek University of Trencín, Faculty of Social and Economic Relations, (Slovak Republic) and University of Entrepreneurship and Law, (Czech Republic). The general topical framework of our publication include (but is not limited to): advancing socio-economic analysis of societies and economies, institutions and organizations, social groups, networks and relationships.[...] We welcome articles written by professional scholars and practitioners in: economic studies and philosophy of economics, political sciences and political economy, research in history of economics and sociological phenomena, sociology and gender studies, economic and social issues of education, socio-economic and institutional issues in environmental management, business administration and management of SMEs, state governance and socio-economic implications, economic and sociological development of the NGO sector, cultural sociology, urban and rural sociology and demography, migration studies, international issues in business risk and state security, economics of welfare.