Türk Bankalarının Finansal Performanslarının Bulanık AHP ve Bulanık Moora Yöntemleri İle Değerlendirilmesi(The Evaluations of Financial Performance in Turkish Banks By Using Fuzzy AHP and Fuzzy Moora)

Finansal hizmet saglayan kurumlar arasinda bulunan bankalarin, sergilemis olduklari faaliyetleri bakimindan finansal sistem istikrarinin saglanmasinda cok onemli rolleri bulunmaktadir. Banka performanslarinin degerlendirilmesi yatirimcilar, kredi saglayanlar ve paydaslar acisindan onemli oldugu kadar bankacilik sektorunun gelismesinde ve sektor icerisindeki bankalarin kendi oz yeteneklerini belirlemesinde de kritik oneme sahiptir. Bu acidan calismanin amaci, bulanik AHP ve bulanik MOORA yaklasimlarini butunlestirerek 2008–2014 yillari arasinda Borsa Istanbul’da (BIST) hisse senetleri islem goren 10 mevduat bankasinin finansal performansini degerlendirmektir. Oncelikle, Mandic vd. (2014)’nin calismasindan yararlanilarak bulanik AHP yaklasimi ile kriterlerin ikili karsilastirilmasi yapilmis ve onem agirliklari belirlenmistir. Ardindan, bulanik MOORA yaklasimi ile kriterlerin onem agirliklari dikkate alinarak bankalarin siralanmasi ve degerlendirilmesi yapilmistir. Yapilan analiz sonucunda finansal performans bakimindan ilk sirada “Akbank”  son sirada ise “TEB” yer almistir. Ayrica karlilik oranlari yuksek olan bir mevduat bankasinin, finansal performansinin da yuksek olabilecegi sonucuna ulasilmistir. Banks, among institutions that providing financial services, has an important role due to ensuring financial system stability with regard to functions they perform. The performance evaluation of banks has vital for creditors, investors and stakeholders since it determines banks’ capabilities to compete in the sector and has a critical importance for the development of the sector. The aim of this study is to evaluate ten commercial banks traded on BIST in terms of several financial indicators between 2008-2014 with Fuzzy Analytic Hierarchy Process (FAHP) and Fuzzy Multi-objective Optimization on the Basis of Ratio Analysis (FMOORA) techniques. Firstly, criteria were compared with fuzzy AHP approach and the importance weights are determined given by Mandic et al. (2014). Secondly, the rank of banks have performed considering the weights of criteria by using fuzzy MOORA. As a result, “Akbank” takes place first bank and “TEB” takes place last one in terms of financila performance. In addition, higher one deposit bank has profitability ratios, better it has financial performance.