{"title":"信用风险、资本与低效率:南盟银行部门的实证分析","authors":"Shumaila Zeb, Z. Ali","doi":"10.21621/SAJMS.2019131.03","DOIUrl":null,"url":null,"abstract":": The main purpose of this study is to investigate the relationship between credit risk, capital, and inefficiency of South Asian Association for regional Cooperation (SAARC) banks. The study used seemingly unrelated regressions (SUR) approach on panel data for the period 2010-2016. The findings suggest that highly capitalized banks tend to increase inefficiency and credit risk faced by SAARC banking sector. There are no major differences in relationship between credit risk, capital, and inefficiency in SAARC banks. The findings suggest that regulators and policy makers may need to assess the relationship between credit risk, capital, and efficiency while designing banking regulations.","PeriodicalId":31323,"journal":{"name":"South Asian Journal of Management Sciences","volume":"1 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2019-01-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Credit Risk, Capital, and Inefficiency: An Empirical Analysis of SAARC Banking Sector\",\"authors\":\"Shumaila Zeb, Z. Ali\",\"doi\":\"10.21621/SAJMS.2019131.03\",\"DOIUrl\":null,\"url\":null,\"abstract\":\": The main purpose of this study is to investigate the relationship between credit risk, capital, and inefficiency of South Asian Association for regional Cooperation (SAARC) banks. The study used seemingly unrelated regressions (SUR) approach on panel data for the period 2010-2016. The findings suggest that highly capitalized banks tend to increase inefficiency and credit risk faced by SAARC banking sector. There are no major differences in relationship between credit risk, capital, and inefficiency in SAARC banks. The findings suggest that regulators and policy makers may need to assess the relationship between credit risk, capital, and efficiency while designing banking regulations.\",\"PeriodicalId\":31323,\"journal\":{\"name\":\"South Asian Journal of Management Sciences\",\"volume\":\"1 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2019-01-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"South Asian Journal of Management Sciences\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.21621/SAJMS.2019131.03\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"South Asian Journal of Management Sciences","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.21621/SAJMS.2019131.03","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Credit Risk, Capital, and Inefficiency: An Empirical Analysis of SAARC Banking Sector
: The main purpose of this study is to investigate the relationship between credit risk, capital, and inefficiency of South Asian Association for regional Cooperation (SAARC) banks. The study used seemingly unrelated regressions (SUR) approach on panel data for the period 2010-2016. The findings suggest that highly capitalized banks tend to increase inefficiency and credit risk faced by SAARC banking sector. There are no major differences in relationship between credit risk, capital, and inefficiency in SAARC banks. The findings suggest that regulators and policy makers may need to assess the relationship between credit risk, capital, and efficiency while designing banking regulations.