数字银行服务对银行客户满意度的影响

Lilis Susilawaty, N. Nicola
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引用次数: 13

摘要

本研究旨在确定数字银行服务是否会影响银行客户满意度。根据之前的研究,影响银行客户满意度的数字银行服务有六种测量方法,即舒适度、功能质量、员工客户参与度、数字银行服务质量、品牌/信任和数字银行创新(Mbama & Ezepue, 2018)。使用的数据分析技术是定量验证分析。使用的数据是原始数据,其中调查问卷分发给使用PT Bank Central Asia, Tbk数字银行服务的受访者。银行(BCA)。对假设进行多元回归分析检验。在测试数据之前,进行仪器测试和经典假设测试。在136名受访者中,本研究的结果表明,舒适度、功能质量、数字银行服务质量、品牌/信任、员工客户参与和数字银行创新显著影响BCA银行的客户满意度绩效。但在一定程度上,显示舒适度、数字银行服务质量和品牌/信任对银行客户满意度的表现没有影响。而职能质量、员工客户参与和数字银行创新影响银行客户满意度的表现。
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Pengaruh layanan perbankan digital pada kepuasan nasabah perbankan
This study aims to determine whether digital banking services affect banking customer satisfaction. In accordance with previous research contained there are six measurements of digital banking services that affect of banking customer satisfaction, namely comfort, functional quality, employee customer involvement, quality of digital banking services, brand/ trust, and digital banking innovation (Mbama & Ezepue, 2018). The data analysis technique used is quantitative verification analysis. The data used are primary data where the questionnaire was distributed to respondents using digital banking services of PT Bank Central Asia, Tbk. (Bank BCA). For the hypothesis, multiple regression analysis is tested. Before testing the data instrument testing and classical assumption tests are performed. In total 136 respondents, the results of this study indicate that comfort, functional quality, quality of digital banking services, brand/ trust, employee customer involvement, and digital banking innovation significantly influence customer satisfaction performance at Bank BCA. But partially, showing comfort, the quality of digital banking services, and brand/ trust does not affect the performance of banking customer satisfaction. Whereas functional quality, employee customer involvement, and digital banking innovation influence the performance of banking customer satisfaction.
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