特殊目的公司法是不良贷款率下降的原因吗

Q3 Economics, Econometrics and Finance DLSU Business and Economics Review Pub Date : 2010-08-23 DOI:10.3860/BER.V19I2.1469
Stephanie L. Chan
{"title":"特殊目的公司法是不良贷款率下降的原因吗","authors":"Stephanie L. Chan","doi":"10.3860/BER.V19I2.1469","DOIUrl":null,"url":null,"abstract":"Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.","PeriodicalId":38908,"journal":{"name":"DLSU Business and Economics Review","volume":"204 1","pages":"1-1"},"PeriodicalIF":0.0000,"publicationDate":"2010-08-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Is the Special Purpose Vehicles Act Responsible for the Decline in NPL Ratios\",\"authors\":\"Stephanie L. Chan\",\"doi\":\"10.3860/BER.V19I2.1469\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.\",\"PeriodicalId\":38908,\"journal\":{\"name\":\"DLSU Business and Economics Review\",\"volume\":\"204 1\",\"pages\":\"1-1\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2010-08-23\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"DLSU Business and Economics Review\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.3860/BER.V19I2.1469\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"Economics, Econometrics and Finance\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"DLSU Business and Economics Review","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.3860/BER.V19I2.1469","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}
引用次数: 0

摘要

本研究旨在确定SPV法案是否真的要为过去四年不良贷款率的显著下降负责。使用整个菲律宾银行系统的汇总数据,根据银行类型进行隔离,结果表明,SPV法案不是不良贷款率下降的原因,但可能归因于贷款与资产比率的下降趋势,其中价值越来越接近不良贷款率处于最低水平的区间,通过偏离宏观经济变量的长期趋势来衡量经济低迷。宏观经济变量的季节性模式与不良贷款率的波动相吻合。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
Is the Special Purpose Vehicles Act Responsible for the Decline in NPL Ratios
Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.
求助全文
通过发布文献求助,成功后即可免费获取论文全文。 去求助
来源期刊
DLSU Business and Economics Review
DLSU Business and Economics Review Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)
CiteScore
0.80
自引率
0.00%
发文量
0
期刊介绍: The DLSU Business & Economics Review (DLSU B&E Review) publishes high quality theoretical, empirical, and methodological research in the fields of accounting, business management, commercial law, economics, finance, and marketing. The DLSU Business & Economics Review aims to reach an audience in these six fields and is published twice a year.
期刊最新文献
The Role of Income and Employment on School Participation Rate in Pasay City and Eastern Samar Correlates of Poverty: Evidence from the Community-Based Monitoring System (CBMS) Data The Geographic Profiling of Poverty and Accessibility: The Case of Two Provinces in the Philippines Audit Committee Observation/Recommendations Versus Practices as a Compliance of Corporate Governance in India Empirical Analysis of Impact of Capital Market Development on Nigeria’s Economic Growth (1981 – 2008) (Case Study: Nigerian Stock Exchange)
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1