{"title":"特殊目的公司法是不良贷款率下降的原因吗","authors":"Stephanie L. Chan","doi":"10.3860/BER.V19I2.1469","DOIUrl":null,"url":null,"abstract":"Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.","PeriodicalId":38908,"journal":{"name":"DLSU Business and Economics Review","volume":"204 1","pages":"1-1"},"PeriodicalIF":0.0000,"publicationDate":"2010-08-23","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Is the Special Purpose Vehicles Act Responsible for the Decline in NPL Ratios\",\"authors\":\"Stephanie L. Chan\",\"doi\":\"10.3860/BER.V19I2.1469\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.\",\"PeriodicalId\":38908,\"journal\":{\"name\":\"DLSU Business and Economics Review\",\"volume\":\"204 1\",\"pages\":\"1-1\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2010-08-23\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"DLSU Business and Economics Review\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.3860/BER.V19I2.1469\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"Economics, Econometrics and Finance\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"DLSU Business and Economics Review","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.3860/BER.V19I2.1469","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}
Is the Special Purpose Vehicles Act Responsible for the Decline in NPL Ratios
Normal 0 false false false MicrosoftInternetExplorer4 This study aimed to determine if the SPV Act was actually responsible for the marked decline in NPL ratios this past four years. Using aggregated data for the entire Philippine Banking System, segregated according to type of bank, results suggest that the SPV Act was not responsible for the decline in the NPL ratios but may be attributed to a downward trend in the loan to asset ratio where values are getting closer to the interval for which NPL ratios are at a minimum, economic sluggishness as measured by deviations from the long run trend of macroeconomic variables, and seasonal patterns in macroeconomic variables coinciding with fluctuations in NPL ratios.
期刊介绍:
The DLSU Business & Economics Review (DLSU B&E Review) publishes high quality theoretical, empirical, and methodological research in the fields of accounting, business management, commercial law, economics, finance, and marketing. The DLSU Business & Economics Review aims to reach an audience in these six fields and is published twice a year.