小额信贷机构效率的决定因素:妇女借款人的作用

Q4 Economics, Econometrics and Finance Journal of Business Valuation and Economic Loss Analysis Pub Date : 2021-12-01 DOI:10.1142/s2737566821500067

Hazwan Haini, Zoë Anastasiou

{"title":"小额信贷机构效率的决定因素:妇女借款人的作用","authors":"Hazwan Haini, Zoë Anastasiou","doi":"10.1142/s2737566821500067","DOIUrl":null,"url":null,"abstract":"Microfinance institutions (MFIs) are instrumental in enabling the economic empowerment of women. We examine the efficiency and performance of 84 Indian MFIs from 2016 to 2018 using a two-stage double bootstrap approach. Our results show that MFIs with increased outreach and actively target female borrowers achieve higher efficiency. Furthermore, we find larger MFIs and higher leverage intensity to be positively associated with efficiency. Government policies should be encouraged to support current MFIs to grow larger, actively target female borrowers and increase outreach to the poor to support India’s financial inclusion agenda and facilitate the economic empowerment of women whist revitalizing less efficient MFIs.","PeriodicalId":39482,"journal":{"name":"Journal of Business Valuation and Economic Loss Analysis","volume":"35 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2021-12-01","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"THE DETERMINANTS OF MICROFINANCE INSTITUTIONS EFFICIENCY: THE ROLE OF WOMEN BORROWERS\",\"authors\":\"Hazwan Haini, Zoë Anastasiou\",\"doi\":\"10.1142/s2737566821500067\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"Microfinance institutions (MFIs) are instrumental in enabling the economic empowerment of women. We examine the efficiency and performance of 84 Indian MFIs from 2016 to 2018 using a two-stage double bootstrap approach. Our results show that MFIs with increased outreach and actively target female borrowers achieve higher efficiency. Furthermore, we find larger MFIs and higher leverage intensity to be positively associated with efficiency. Government policies should be encouraged to support current MFIs to grow larger, actively target female borrowers and increase outreach to the poor to support India’s financial inclusion agenda and facilitate the economic empowerment of women whist revitalizing less efficient MFIs.\",\"PeriodicalId\":39482,\"journal\":{\"name\":\"Journal of Business Valuation and Economic Loss Analysis\",\"volume\":\"35 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2021-12-01\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Journal of Business Valuation and Economic Loss Analysis\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1142/s2737566821500067\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q4\",\"JCRName\":\"Economics, Econometrics and Finance\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Business Valuation and Economic Loss Analysis","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1142/s2737566821500067","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q4","JCRName":"Economics, Econometrics and Finance","Score":null,"Total":0}

引用次数: 0

摘要

小额信贷机构在赋予妇女经济权力方面发挥着重要作用。我们使用两阶段双引导方法研究了2016年至2018年84家印度小额信贷机构的效率和绩效。我们的研究结果表明，扩大服务范围并积极针对女性借款人的小额信贷机构可以提高效率。此外，我们发现更大的小额信贷机构和更高的杠杆强度与效率呈正相关。应鼓励政府制定政策，支持现有小额信贷机构扩大规模，积极针对女性借款人，扩大对贫困人口的接触，以支持印度的金融包容性议程，促进妇女的经济赋权，同时振兴效率较低的小额信贷机构。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文

微信好友朋友圈 QQ好友复制链接

本刊更多论文

THE DETERMINANTS OF MICROFINANCE INSTITUTIONS EFFICIENCY: THE ROLE OF WOMEN BORROWERS

Microfinance institutions (MFIs) are instrumental in enabling the economic empowerment of women. We examine the efficiency and performance of 84 Indian MFIs from 2016 to 2018 using a two-stage double bootstrap approach. Our results show that MFIs with increased outreach and actively target female borrowers achieve higher efficiency. Furthermore, we find larger MFIs and higher leverage intensity to be positively associated with efficiency. Government policies should be encouraged to support current MFIs to grow larger, actively target female borrowers and increase outreach to the poor to support India’s financial inclusion agenda and facilitate the economic empowerment of women whist revitalizing less efficient MFIs.

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Journal of Business Valuation and Economic Loss Analysis Economics, Econometrics and Finance-Finance

CiteScore

0.40

自引率

0.00%

发文量

期刊介绍： The Journal of Business Valuation and Economic Loss Analysis (JBVELA) is a refereed academic journal that publishes continuously throughout the year and is co-edited by Bradley Ewing and James Hoffman. The mission of the Journal of Business Valuation and Economic Loss Analysis is to improve the practice of business valuation, economic loss analysis, and risk management by helping to inform academics, practitioners, and attorneys about theoretical and practical developments in these fields.