下放企业资金对肯尼亚家庭福利的影响

Peter Shibairo, D. Ngaruko, N. Wawire
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引用次数: 0

摘要

目的:下放的企业资金将有助于增加肯尼亚的企业家精神和家庭福利,从而减少贫困水平和提高生活水平。下放的企业资金对肯尼亚家庭福利的影响程度是不确定的。尽管有资金可用,肯尼亚的许多企业家仍然难以获得启动和发展业务所需的资金和其他资源。这限制了下放企业资金对家庭福利的潜在好处。本研究调查了下放企业资金对肯尼亚家庭福利的影响。研究方法:本研究采用非实验合并横断面研究设计。该研究的目标是2015/2016年肯尼亚综合家庭预算调查中列出的家庭,该调查显示了家庭所有者的住所,其中使用Fisher公式生成了384个家庭的随机样本。采用结构化问卷对选定的家庭进行横断面数据收集。随机效用最大化理论用于确定人们的选择、偏好和决策。采用简单线性回归模型估计变量之间的关系。数据以表格形式呈现。研究结果:研究结果显示,下放的企业资金对肯尼亚家庭福利有显著的积极影响。因此,如果下放的企业资金对肯尼亚许多家庭的福利产生积极影响,家庭福利将得到改善。对理论、实践和政策的独特贡献:研究报告建议,应努力简化和精简企业资金的申请和支付程序,特别是妇女和青年企业家,他们在获得资金方面可能面临更多障碍。
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Influence of Devolved Enterprise Funds on Household Welfare in Kenya
Purpose: Devolved enterprise funds would contribute to increased entrepreneurship and household welfare in Kenya, leading to reduced poverty levels and improved living standards. The extent of the impact of devolved enterprise funds on household welfare in Kenya is uncertain. Despite the funds being available, many entrepreneurs in Kenya still struggle to access capital and other resources needed to start and grow their businesses. This has limited the potential benefits of devolved enterprise funds on household welfare. This study investigated the influence of devolved enterprise funds on household welfare in Kenya. Methodology: The study employed a non-experimental pooled cross-sectional research design. The study targeted the households listed in the 2015/2016 Kenya Integrated Household Budget Survey which indicated the residence of households’ owners from which a random sample of 384 households was generated using the Fisher’s formula. Cross sectional data were collected from selected households using structured questionnaire. Random utility maximization theory was used to determine people’s choice, preferences and decision making. Simple linear regression model was used to estimate the relationship between variables. The data was presented in tables. Findings: Findings revealed that devolved enterprise funds had a significant positive influence on household welfare in Kenya. Therefore, household welfare will improve if devolved enterprise funds positively influence the welfare of many households in Kenya. Unique Contribution to Theory, Practice and Policy: The study recommends that efforts should be made to simplify and streamline the application and disbursement processes for enterprise funds, particularly for women and youth entrepreneurs who may face additional barriers to accessing funds.
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