女性财务健康:泊松回归分析方法

Davis Bundi Ntwiga, Arthur Wanyonyi Wafula
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引用次数: 0

摘要

妇女的财务健康至关重要,因为这使她们能够管理自己的财务承诺,应对短期财务冲击,并在财务上具有复原力。生活在农村和城市地区的妇女在财务健康或福利方面存在显著差异。本研究使用泊松回归模型分析了影响肯尼亚农村和城市地区妇女财务健康的因素。该研究数据基于肯尼亚中央银行、深化肯尼亚金融部门和肯尼亚国家统计局进行的2019年FinAccess调查。根据居住地区对影响妇女财务健康的关键因素进行了比较。数据中过度分散的存在意味着在数据分析中使用准泊松模型而不是泊松模型。研究发现,城市地区的妇女比农村地区的妇女经济状况更健康。风险应对、年龄、投资得分、日常管理能力、脆弱性、居住地区、丧偶婚姻状况和大学毕业程度对妇女的财务健康有显著影响。
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Financial Health of Women: A Poisson Regression Analysis Approach
Financial health of women is crucial as it enables them manage their financial commitments, respond to short-term financial shocks and be financially resilience. There is a marked difference between the financial health or wellbeing of women living in rural and urban areas. This study analyzes the factors that influence the financial health of women in rural and urban areas in Kenya using the Poisson regression model. The study data is based on the FinAccess survey of 2019 conducted by Central Bank of Kenya, Financial Sector Deepening Kenya and the Kenya National Bureau of Statistics. A comparison is made between the key factors influencing the financial health of the women based on area of residence. The presence of overdispersion in the data meant the use of quasipoisson instead of poisson model in the data analysis. The findings is that women in urban areas are more financially healthy than those in rural areas. The risk coping, age, invest score, ability to manage day to day, vulnerability, area of residence, widowed as a marital status and completed university are significant in influencing financial health of the women.
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来源期刊
Journal of Economics, Finance and Administrative Science
Journal of Economics, Finance and Administrative Science Economics, Econometrics and Finance-Economics, Econometrics and Finance (all)
CiteScore
5.10
自引率
20.80%
发文量
23
审稿时长
12 weeks
期刊介绍: The Universidad ESAN, with more than 50 years of experience in the higher education field and post graduate studies, desires to contribute to the academic community with the most outstanding pieces of research. We gratefully welcome suggestions and contributions from business areas such as operations, supply chain, economics, finance and administration. We publish twice a year, six articles for each issue.
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