残疾人士的死亡率

IF 0.4 Q3 LAW Connecticut Insurance Law Journal Pub Date : 2012-01-26 DOI:10.2139/ssrn.1992319

E. Pitacco

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引用次数: 12

摘要

各类保险产品都要求对残疾人死亡率作出适当假设，作为定价和保留的技术依据。在本文中，我们主要关注提供收入保障的产品，这些产品可以放在“残疾保险”的框架中。特别讨论了额外死亡率模型，并讨论了提供残疾人生命表的一些来源。

本文章由计算机程序翻译，如有差异，请以英文原文为准。

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Mortality of Disabled People

Various types of insurance products require, as an item of the technical basis for pricing and reserving, appropriate assumptions about the mortality of disabled people. In this paper, we mostly focus on products providing Income Protection, which can be placed in the framework of “Disability Insurance”. In particular, extra-mortality modeling is discussed, and some sources providing life tables of disabled people are addressed.

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Connecticut Insurance Law Journal LAW-

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