SIMULASI MANAJEMEN RISIKO REPUTASI BANK SYARIAH

M. R. Hasibuan, Muhammad Rifky Santoso, S. Siregar
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Abstract

Islamic Bank operations meet various risks and one of them is reputation risk. The reputation of Islamic banks can be profitable and harmful. Therefore, Islamic Banks need to mitigate the risks so that this reputation can have a beneficial impact on Islamic banks. This article discusses the meaning of Islamic bank reputation and what factors influence the reputation risk. The reputation of Islamic banks is a collection of images from stakeholders towards Islamic banks. This reputation does not stand alone and is influenced by other things such as liquidity. The reputation risk of Islamic banks is influenced by 5 things, namely the owner's reputation, business ethics, products and business processes, negative publicity, and customer complaints. In order to mitigate this risk, it is necessary to apply an assessment by implementing risk management.
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伊斯兰银行声誉风险管理模拟
伊斯兰银行经营面临着各种风险,其中之一就是声誉风险。伊斯兰银行的声誉可能有利可图,也可能有害。因此,伊斯兰银行需要降低风险,这样这种声誉才能对伊斯兰银行产生有益的影响。本文探讨了伊斯兰银行声誉的含义以及影响声誉风险的因素。伊斯兰银行的声誉是利益相关者对伊斯兰银行的形象的集合。这种声誉并不是孤立的,它还受到流动性等其他因素的影响。伊斯兰银行的声誉风险受5个因素的影响,分别是银行所有者的声誉、商业道德、产品和业务流程、负面宣传和客户投诉。为了减轻这种风险,有必要通过实施风险管理来应用评估。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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