Gender Features of Financial Literacy (Self-Efficacy) of Students at a Technical University

Abstract

The development of financial technologies, tools and services actualizes the importance of financial education and improving the financial literacy of the population, which determines the adoption of effective decisions on issues related to their current and future well-being. The study of financial literacy of students of Novosibirsk state technical University revealed the gender specificity of financial behavior, which allowed us to make recommendations to reduce the gender gap in the level of financial literacy of young people. The opinion was expressed that the prospects for the development of this area should be related not only to financial literacy, but also to the implementation of measures to increase women's self-confidence in their ability to manage personal finances.