{"title":"Applications of artificial intelligence technologies in credit scoring: A survey of literature","authors":"Bili Chen, Wenhua Zeng, Yangbin Lin","doi":"10.1109/ICNC.2014.6975914","DOIUrl":null,"url":null,"abstract":"Credit scoring is becoming a competitive issue with rapid growth and significant advance. Building a satisfactory credit model has attracted lots of researchers in the past decades and it is still one of the hottest research topics in the field of credit industry. This paper emphasizes on surveying the development of the artificial intelligence technologies for solving credit scoring. It covers algorithms including the support vector machines, artificial neural networks, genetic algorithms, genetic programming algorithms and their hybridization.","PeriodicalId":208779,"journal":{"name":"2014 10th International Conference on Natural Computation (ICNC)","volume":"367 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2014-12-08","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"5","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"2014 10th International Conference on Natural Computation (ICNC)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1109/ICNC.2014.6975914","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 5
Abstract
Credit scoring is becoming a competitive issue with rapid growth and significant advance. Building a satisfactory credit model has attracted lots of researchers in the past decades and it is still one of the hottest research topics in the field of credit industry. This paper emphasizes on surveying the development of the artificial intelligence technologies for solving credit scoring. It covers algorithms including the support vector machines, artificial neural networks, genetic algorithms, genetic programming algorithms and their hybridization.