Research on the development and application of CNN model in mobile payment terminal and blockchain economy

Hongyan Liu
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Abstract

As the most widely used payment method at this stage, mobile payment is more and more closely related to the blockchain economy. Traditional methods lack a certain degree of accuracy. This research proposes a feature-based and sequential-based Bilateral AM (BAM) and Convolutional Neural Network (CNN)-gated recurrent unit for the development and application of mobile payment and blockchain economy (Gated Recurrent Unit, GRU) hybrid model (BAM-CNN-GRU), select 5 feature parameters with high correlation with the blockchain for multivariate prediction. The introduction of BAM can automatically quantify the correlation between the input variables and the blockchain, and strengthen the expression of historical key information on the predicted output; the introduction of CNN can extract high-dimensional features that reflect the non-stationary dynamic changes of the blockchain. The proposed hybrid model achieves good results in both single-step and multi-step long-term series and multivariate input blockchain prediction. Compared with the other six methods, MAE is reduced by 75.45%, 64.74%, 62.84%, respectively. 59.41%, 45.54%, 44.16%. Compared with the BAM-GRU model, the CNN-GRU model, the GRU model, the LSTM model, the support vector machine SVM model and the BP model, the prediction accuracy of the hybrid model has been greatly improved, and it has a broader application prospect.
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CNN模型在移动支付终端和区块链经济中的发展与应用研究
移动支付作为现阶段使用最广泛的支付方式,与区块链经济的联系越来越紧密。传统的方法缺乏一定程度的准确性。本研究提出了一种基于特征和序列的双边AM (BAM)和卷积神经网络(CNN)的门控循环单元(Gated recurrent unit, GRU)混合模型(BAM-CNN-GRU),选择5个与区块链高度相关的特征参数进行多元预测。BAM的引入可以自动量化输入变量与区块链之间的相关性,并加强对预测输出的历史关键信息的表达;CNN的引入可以提取反映区块链非平稳动态变化的高维特征。所提出的混合模型在单步和多步长期序列和多元输入区块链预测中都取得了良好的效果。与其他6种方法相比,MAE分别降低了75.45%、64.74%、62.84%。59.41%, 45.54%, 44.16%。与BAM-GRU模型、CNN-GRU模型、GRU模型、LSTM模型、支持向量机SVM模型和BP模型相比,混合模型的预测精度有了很大的提高,具有更广阔的应用前景。
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