RIBA DALAM PANDANGAN AL-QUR’AN DAN HADIST

Muhammad Alyaafi, Muhammad Raffi Andhera
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Abstract

 Riba, as the practice of adding or taking additional money in money lending transactions, is an important concern in Islamic law. In the Al-Qur'an and Hadith, usury is expressly prohibited and is considered a major sin that must be avoided by Muslims. The background to this problem involves historical aspects, where the practice of usury became a concern at the time of the Prophet Muhammad SAW and required decisive action. The practice of usury violates the principles of justice and can reinforce social inequalities and economic imbalances. In the era of the modern financial system, the practice of usury also affects the global financial sector, presenting a dilemma for Muslims who want to implement Islamic economic principles. Therefore, a deep understanding of the views of the Qur'an and Hadith regarding usury is important in developing an economic system that is just and in accordance with Islamic teachings. This study aims to analyze the prohibition of usury in the Qur'an and Hadith and its implications in the context of Islamic economics. Through a detailed analysis of relevant verses of the Qur'an and hadiths, a deep understanding of the concept of usury, its impact on society, and applicable Islamic economic alternatives is presented. Thus, this research provides a better understanding of usury in the view of the Qur'an and Hadith, so that it can encourage critical thinking and concrete solutions in carrying out economic activities in accordance with Islamic teachings.Keywords : Riba, Al-quran, Hadits. 
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古兰经和圣训中的高利贷
Riba,作为在货币借贷交易中增加或收取额外资金的做法,是伊斯兰法律中的一个重要问题。在《古兰经》和《圣训》中,高利贷被明确禁止,被认为是穆斯林必须避免的大罪。这个问题的背景涉及历史方面,在先知穆罕默德的时代,高利贷的做法成为一个关注的问题,需要采取果断行动。高利贷的做法违反了正义原则,并可能加剧社会不平等和经济不平衡。在现代金融体系的时代,高利贷的做法也影响着全球金融领域,这让想要实施伊斯兰经济原则的穆斯林陷入了两难境地。因此,深刻理解《古兰经》和圣训中关于高利贷的观点,对于发展一个公正且符合伊斯兰教义的经济体系是非常重要的。本研究旨在分析古兰经和圣训中对高利贷的禁止及其在伊斯兰经济学背景下的含义。通过对《古兰经》相关经文和圣训的详细分析,深入理解高利贷的概念、高利贷对社会的影响以及适用的伊斯兰经济替代方案。因此,本研究从《古兰经》和圣训的角度对高利贷有了更好的理解,从而鼓励人们在按照伊斯兰教义开展经济活动时进行批判性思考和提出具体的解决方案。关键词:律章,古兰经,圣训。
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