{"title":"Asset Financing: A Micro-Credit–Subsidization Hybrid Model","authors":"N. Jane, Dick Muyambi","doi":"10.2139/ssrn.2717029","DOIUrl":null,"url":null,"abstract":"This paper uses bicycles as a case study to illustrate how the needs of the bottom of the pyramid can be met through innovative financing of income generating assets. The organization, Bicycles Against Poverty (BAP) works with smallholder farmers that have sporadic incomes. Through a hybridized model of micro-credit and subsidization, BAP is able to make bicycles accessible to those that would otherwise not be able to afford them.","PeriodicalId":250628,"journal":{"name":"INTL: Social & Cultural Issues (Topic)","volume":"28 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2016-01-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"INTL: Social & Cultural Issues (Topic)","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.2139/ssrn.2717029","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 0
Abstract
This paper uses bicycles as a case study to illustrate how the needs of the bottom of the pyramid can be met through innovative financing of income generating assets. The organization, Bicycles Against Poverty (BAP) works with smallholder farmers that have sporadic incomes. Through a hybridized model of micro-credit and subsidization, BAP is able to make bicycles accessible to those that would otherwise not be able to afford them.
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