Notice of RetractionEvaluation and Precaution of Risk on Rural Residential Mortgage Loan Insurance

L. Nan, Liu Song
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Abstract

The messuage and rural house is the most important estate of farmers possessed, and the guarantee of their rights of residence, which should be mainly protected by the country. However, the current running laws and regulations have limits on its transfer, and the house of farmers to be the unmovable capital that can not be effectively used. This paper had an analysis on the risks and weakness emerged during the experiments of rural residential mortgage loan insurance based on the experience of other places trying out the police and some relevant laws and regulations. Then it expounded and proved the feasibility of carrying out the policies in China's Zhejiang Province, in accordance with the field survey to certain places of Jiangxi Province, and then put forward its suggestions accordingly.
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《关于撤销农村居民住房抵押贷款保险风险评估与防范的通知》
农村宅基地是农民最重要的财产,是农民居住权的保障,应由国家重点保护。然而,现行的运行法规对农民房屋的转让存在一定的限制,农民房屋是一种不可移动的资本,无法得到有效利用。本文在借鉴其他地方试点经验和相关法律法规的基础上,对农村居民住房抵押贷款保险试点过程中出现的风险和不足进行了分析。然后根据对江西省部分地区的实地调查,阐述并论证了这些政策在中国浙江省实施的可行性,并提出了相应的建议。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
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