Determinants Of Rural Household Savings In Gambella: The Case of Nuer Zone, Gambella People’s National Regional State, Ethiopia

Chuol Jock Ruey
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Abstract

The planning element of saving, especially in rural areas of Ethiopia, is in its infancy, and little is known empirically about its determinants. Saving as a planning variable, influences both individual wellbeing and that of the country as a whole. The purpose of this research was to identify the types of savings that rural households used and the key factors that determine their savings. Descriptive and exploratory research designs, as well as a mixed approach, were used to accomplish the study’s objectives. Cross-sectional data from both primary and secondary sources were gathered from 370 sample homes using questionnaires, interviews, and the internet. Both descriptive and inferential statistics were used to analyze the data that had been gathered. Finally, it was determined that rural household saving is still in its infancy in rural communities of the Nuer Zone and that the only unimportant variables in determining rural household saving are sex, age, and marital status. Rural household saving is motivated by the desire to save money for immediate consumption.
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甘贝拉农村家庭储蓄的决定因素:以埃塞俄比亚甘贝拉人民民族地区州努尔区为例
储蓄的计划因素,特别是在埃塞俄比亚的农村地区,还处于起步阶段,对其决定因素的经验了解甚少。储蓄作为一个规划变量,既影响个人福祉,也影响整个国家的福祉。这项研究的目的是确定农村家庭使用的储蓄类型和决定其储蓄的关键因素。描述性和探索性研究设计,以及混合的方法,被用来完成研究的目标。通过问卷调查、访谈和互联网,从370个样本家庭收集了第一手和二手来源的横断面数据。描述性统计和推断性统计都用于分析收集到的数据。最后,确定了在努尔区农村社区,农村家庭储蓄仍处于起步阶段,决定农村家庭储蓄的唯一不重要变量是性别、年龄和婚姻状况。农村家庭储蓄的动机是存钱以备即时消费。
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