Assessment of the Scale and Risks of the Personal Lending Market in the Volga Federal District

E. V. Karanina, I. A. Martyanov
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Abstract

The article contains a brief analysis of the level of debt burden of the population of the Russian Federation, a review of the main methods of regulatory authorities to stabilize this indicator, as well as the place occupied by the Russian Federation in the world. The work also carried out a more in-depth analysis of statistical data from the Central Bank of Russia, characterizing the state and dynamics of this lending market for the period 2012–2022 on examples of subjects of the Volga Federal District. Based on the data obtained, conclusions were drawn about the nature of the development of the personal lending market in the Russian Federation.
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伏尔加联邦区个人贷款市场规模与风险评估
本文简要分析了俄罗斯联邦人口的债务负担水平,审查了管理当局稳定这一指标的主要方法,以及俄罗斯联邦在世界上所占的地位。该工作还对俄罗斯中央银行的统计数据进行了更深入的分析,以伏尔加河联邦区为例,描述了2012-2022年期间该贷款市场的状态和动态。根据所获得的数据,得出了关于俄罗斯联邦个人贷款市场发展性质的结论。
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