THE LEGAL PROTECTION AND DISPUTE RESOLUTION IN PEER TO PEER LENDING-BASED FINANCIAL TECHNOLOGY ASPECT

Denny Suwondo
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Abstract

The purpose of this research is to find out the legal protection for peer to peer lending consumers in Indonesia and analyze dispute resolution in peer to peer lending. This research was conducted using normative legal research methods. The author uses normative juridical research methods because the research is carried out on the norms that are materialized in the relevant laws and regulations. The results of this study are Legal protection for consumers of peer to peer lending-based financial technology consists of criminal legal protection, civil legal protection, and preventive legal protection with the establishment of rules or regulations that prevent the use of Fintech peer to peer Lending services as a means of economic crime. Fintech dispute resolution can be done by litigation and non-litigation.
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以点对点借贷为基础的金融技术方面的法律保护和争端解决
本研究的目的是了解印度尼西亚对点对点借贷消费者的法律保护,并分析点对点借贷中的争议解决方法。本研究采用规范法学研究方法进行。作者之所以使用规范法学研究方法,是因为研究的对象是相关法律法规中具体化的规范。本研究的结果是,对基于点对点借贷的金融科技消费者的法律保护包括刑事法律保护、民事法律保护和预防性法律保护,通过制定规则或法规,防止将金融科技点对点借贷服务作为经济犯罪的手段。金融科技纠纷的解决方式有诉讼和非诉讼两种。
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THE IMPLEMENTATION OF RESTORATIVE JUSTICE FOR NARCOTICS ADDICTS BASED ON LEGAL BENEFITS DEVELOPMENT OF THE HERITAGE CENTER AS BANKRUPTCY CURATOR ONE SOLUTION OF DIGITIZING LAND SERVICES TO PREVENT LAND MAFIA IN NIGERIA CONSIDERATION OF JUDGES OF THE PANDAN RELIGIOUS COURT IN DETERMINING THE STATUS OF THE DEFENDANT / INVISIBLE APPLICANT: MAQASHID AL-USRAH PERSPECTIVE THE LEGAL PROTECTION AND DISPUTE RESOLUTION IN PEER TO PEER LENDING-BASED FINANCIAL TECHNOLOGY ASPECT
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