Sugesko Sugesko, Agus Rahayu, D. Disman, C. Furqon
{"title":"During Covid 19 in Indonesia: A Review Study on Credit Card Usage","authors":"Sugesko Sugesko, Agus Rahayu, D. Disman, C. Furqon","doi":"10.37394/232015.2024.20.16","DOIUrl":null,"url":null,"abstract":"The purpose of this study is to explore the effect of financial management and lifestyle on credit card usage in Indonesia during COVID-19 as moderating variable. The methodology used is hypothesis testing. The sample is 250 credit card users with specified characteristics. The result of the study using structural equation modeling - partial least square analysis show that these two variables have a significant effect on credit card usage and covid 19 can be a significant moderator for it.","PeriodicalId":510669,"journal":{"name":"WSEAS TRANSACTIONS ON ENVIRONMENT AND DEVELOPMENT","volume":"29 10","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-05-13","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"WSEAS TRANSACTIONS ON ENVIRONMENT AND DEVELOPMENT","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.37394/232015.2024.20.16","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
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Abstract
The purpose of this study is to explore the effect of financial management and lifestyle on credit card usage in Indonesia during COVID-19 as moderating variable. The methodology used is hypothesis testing. The sample is 250 credit card users with specified characteristics. The result of the study using structural equation modeling - partial least square analysis show that these two variables have a significant effect on credit card usage and covid 19 can be a significant moderator for it.
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