Level of Financial Literacy of Women Informal Sector Workers on Welfare and Professionalisme

Naura Nazihah, R. Rusdjijati, R. Murniningsih
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Abstract

Women dominate informal sector workers, as their working hours are irregular and do not require expertise and skills based on specialized formal education. The problem faced by workers is the level of welfare and professionalism that is not optimal. There are still many who live in poverty and do not work wholeheartedly. Likely influenced by low financial literacy.   Therefore, this study aims to examine the influence of welfare and professionalism on financial literacy. The Stratified Random Sampling method was used to determine the sample and 487 respondents were obtained. The research data obtained were then processed using multiple linear regression SPSS. The hypothesis testing method uses a significance level of 5%. The results showed that well-being has a simultaneous effect on financial literacy. Professionalism simultaneously affects financial literacy
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非正式部门女工对福利和专业素养的金融知识水平
妇女在非正规部门工人中占主导地位,因为她们的工作时间不规律,不需要以正规专业教育为基础的专门知识和技能。工人面临的问题是福利水平和专业水平不是最理想的。仍然有许多人生活贫困,不全心全意地工作。可能是受低金融知识的影响。因此,本研究旨在探讨福利与专业素养对财务素养的影响。采用分层随机抽样法确定样本,共获得调查对象487人。得到的研究数据用SPSS多元线性回归进行处理。假设检验方法使用5%的显著性水平。结果表明,幸福感对财务素养有同步影响。专业精神同时影响着金融知识
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审稿时长
12 weeks
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