Digital financial inclusion, Chinese farmers’ entrepreneurship well-being and selfconfidence: evidence from rural China

IF 0.7 4区 农林科学 Q3 AGRICULTURE, MULTIDISCIPLINARY Pakistan Journal of Agricultural Sciences Pub Date : 2023-03-01 DOI:10.21162/pakjas/23.115
Wanming Chen
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Abstract

Digital financial inclusion offers realistic possibilities to promote farmers’ entrepreneurship, although rural entrepreneurship is risky and uncertain. However, limited research has been conducted on farmers’ perceptions of subjective psychological states, and the use of digital financial inclusion and its effect on their entrepreneurship. Deriving insights from appraisal theory, this study explored the different roles of farmers’ subjective well-being and self-confidence in the influence of digital financial inclusion on their entrepreneurship. Empirical analysis based on data from 16,492 farmers showed that digital financial inclusion has a significant positive effect on farmers’ entrepreneurship and that this effect is enhanced by farmers’ selfconfidence but weakened by their subjective well-being. Our study expands the application scope of appraisal theory and enriches the research on digital financial inclusion and rural entrepreneurship
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数字金融普惠、中国农民创业幸福感与自信:来自中国农村的证据
数字金融普惠为促进农民创业提供了现实的可能性,尽管农村创业存在风险和不确定性。然而,关于农民对主观心理状态的感知,以及数字金融包容性的使用及其对他们创业的影响,研究有限。本研究借鉴评估理论,探讨了农民的主观幸福感和自信心在数字金融普惠对其创业影响中的不同作用。基于16492名农民数据的实证分析表明,数字金融普惠对农民创业具有显著的正向影响,这种影响因农民的自信心而增强,但因其主观幸福感而减弱。我们的研究拓展了评估理论的应用范围,丰富了数字金融普惠与农村创业的研究
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来源期刊
Pakistan Journal of Agricultural Sciences
Pakistan Journal of Agricultural Sciences AGRICULTURE, MULTIDISCIPLINARY-
CiteScore
1.80
自引率
25.00%
发文量
18
审稿时长
6-12 weeks
期刊介绍: Pakistan Journal of Agricultural Sciences is published in English four times a year. The journal publishes original articles on all aspects of agriculture and allied fields.
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