Determinan Kinerja UMKM: Fintech Lending, Modal Usaha dan Orientasi Pasar

A. Febriyani, Maria Rio Rita
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Abstract

The purpose of this research is to analyze the effect of fintech lending, venture capital, market orientation on MSME performance. In business performance, MSME owners still have problems using fintech lending, limited capital and market orientation knowledge. However, the existence of fintech lending can facilitate sales transactions and can provide capital easily. There are 250 SMEs registered in Kupang Village, then through the sample collection method using purposive sampling and obtained 50 manufacturing SMEs. The analytical technique used in this research is multiple linear regression. The results of this study indicate that business capital and market orientation have a positive influence on the performance of MSMEs. Fintech lending has no effect on the performance of MSMEs.DOI: https://doi.org/10.26905/afr.v5i2.7761
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UMKM性能保证:Fintech Lending、风险资本和市场导向
本研究的目的是分析金融科技贷款、风险投资、市场导向对中小微企业绩效的影响。在经营绩效方面,中小微企业主在使用金融科技贷款、有限的资金和市场导向知识方面仍然存在问题。然而,金融科技贷款的存在可以促进销售交易,并可以轻松提供资金。库邦村共有250家登记在册的中小企业,然后通过有目的抽样的抽样方法,获得了50家制造业中小企业。本研究使用的分析技术是多元线性回归。研究结果表明,企业资本和市场导向对中小微企业绩效有正向影响。金融科技贷款对中小微企业的绩效没有影响。DOI: https://doi.org/10.26905/afr.v5i2.7761
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审稿时长
24 weeks
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