{"title":"IMPACT OF FACTORS AFFECTING CUSTOMER SATISFACTION TOWARDS CORPORATE LOAN IN THE BANKING SECTOR OF BANGLADESH","authors":"H. Begum, S. Khan, M. Aktar","doi":"10.59125/jst.20207","DOIUrl":null,"url":null,"abstract":"The purpose of this paper is to determine customer satisfaction with corporate loans. Corporate lending in Bangladesh is making a large attitude. The assessment's primary goal is to conduct a thorough inquiry into the fulfillment of borrowers from Rupali Bank Limited. According to the review, Rupali Bank Limited has excellent employees in terms of behavior, and customer happiness is an important factor in evaluating the bank's performance. Using a self-administered survey, a confirmatory factor analysis, and a set of quality measures adopted from the existing literature. We reaffirm that factors of perceived satisfaction with regard to corporate loans in the context of Bangladesh include interest rate, information availability, policies and charges as well loan repayment procedure. For data analysis, factor loading through PCA and regression were applied. Results revealed that interest rate, information availability, policies and charges as well loan repayment procedure are positively related with customer satisfaction towards corporate loan. However, this study is a genuine contribution towards the corporate loan sector of Bangladesh. Our findings have relevance for academics and practitioners interested in understanding customers' ultimate needs.","PeriodicalId":21913,"journal":{"name":"Songklanakarin Journal of Science and Technology","volume":"34 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-12-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Songklanakarin Journal of Science and Technology","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.59125/jst.20207","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"Multidisciplinary","Score":null,"Total":0}
引用次数: 0
Abstract
The purpose of this paper is to determine customer satisfaction with corporate loans. Corporate lending in Bangladesh is making a large attitude. The assessment's primary goal is to conduct a thorough inquiry into the fulfillment of borrowers from Rupali Bank Limited. According to the review, Rupali Bank Limited has excellent employees in terms of behavior, and customer happiness is an important factor in evaluating the bank's performance. Using a self-administered survey, a confirmatory factor analysis, and a set of quality measures adopted from the existing literature. We reaffirm that factors of perceived satisfaction with regard to corporate loans in the context of Bangladesh include interest rate, information availability, policies and charges as well loan repayment procedure. For data analysis, factor loading through PCA and regression were applied. Results revealed that interest rate, information availability, policies and charges as well loan repayment procedure are positively related with customer satisfaction towards corporate loan. However, this study is a genuine contribution towards the corporate loan sector of Bangladesh. Our findings have relevance for academics and practitioners interested in understanding customers' ultimate needs.
本文的目的是确定客户对企业贷款的满意度。孟加拉国的企业贷款正变得越来越重要。评估的主要目标是对Rupali Bank Limited的借款人的履行情况进行彻底的调查。根据review, Rupali Bank Limited拥有优秀的员工行为,客户满意度是评估银行绩效的重要因素。采用自我管理的调查,验证性因素分析,并从现有文献中采用了一套质量措施。我们重申,孟加拉国对企业贷款的满意因素包括利率、信息可得性、政策和收费以及贷款偿还程序。数据分析采用主成分分析法和回归分析法进行因子加载。结果表明,利率、信息可得性、政策收费以及贷款偿还程序与客户对企业贷款的满意度呈正相关。然而,这项研究是对孟加拉国公司贷款部门的真正贡献。我们的研究结果对有兴趣了解客户最终需求的学者和从业者具有相关性。
期刊介绍:
Songklanakarin Journal of Science and Technology (SJST) aims to provide an interdisciplinary platform for the dissemination of current knowledge and advances in science and technology. Areas covered include Agricultural and Biological Sciences, Biotechnology and Agro-Industry, Chemistry and Pharmaceutical Sciences, Engineering and Industrial Research, Environmental and Natural Resources, and Physical Sciences and Mathematics. Songklanakarin Journal of Science and Technology publishes original research work, either as full length articles or as short communications, technical articles, and review articles.