Determining the potential of informal savings groups as a model for formal commitment saving devices

IF 1.2 4区管理学 Q3 ECONOMICS South African Journal of Economic and Management Sciences Pub Date : 2021-07-20 DOI:10.4102/sajems.v24i1.3940

Mario Landman, Morris Mthombeni

引用次数: 1

Abstract

Copyright: © 2021. The Authors. Licensee: AOSIS. This work is licensed under the Creative Commons Attribution License. Introduction Informal savings groups, also referred to as ‘stokvels’ in South Africa (African Response 2012), were born out of the country’s repressive, race-based policies that restricted the economic participation of the black population. These savings groups are unregulated societies aimed at individuals who are under-served by traditional banking and non-banking financial institutions (Burlando & Canidio 2017; Dupas & Robinson 2013).

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确定非正式储蓄团体的潜力，作为正式承诺储蓄装置的模式

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来源期刊

South African Journal of Economic and Management Sciences Multiple-

CiteScore

2.30

自引率

9.10%

发文量

审稿时长

52 weeks

期刊介绍： The South African Journal of Economic and Management Sciences (SAJEMS) is a leading South African-based publication for interdisciplinary research in the economic and management sciences. The journal publishes and disseminates high-quality academic articles that contribute to the better understanding of the interaction between economic, environmental and social perspectives as applicable to the broader management sciences in an African environment. The editorial board therefore invites authors to submit their research from areas such as economics, finance, accounting, human capital, marketing and other related disciplines that break down common intellectual silos and prepares a new path for debate on the operation and development of sustainable markets and organisations as relevant to the broader African context.