The Role of Bank Syariah Indonesia Microfinance in Financing Small-Scale Businesses

Adi Iqbal, M. Subhan
{"title":"The Role of Bank Syariah Indonesia Microfinance in Financing Small-Scale Businesses","authors":"Adi Iqbal, M. Subhan","doi":"10.15575/hanifiya.v5i2.21433","DOIUrl":null,"url":null,"abstract":"This study aims to determine the role of microfinance on the business of MSME customers at Bank Syariah Indonesia at the Sarolangun Branch Office. This is field research with descriptive qualitative in nature. Sources of data used are primary and secondary data sources. Data was collected using interview and documentation techniques. The data from the findings are described descriptively and analyzed using inductive thinking. The results of this study also concluded that the role of micro-financing at Bank Syariah Indonesia Sarolangun Branch Office in MSME business has less effect on increasing customer business income, this can be proven by the absence of an increase in revenue for several customer businesses that have done micro-financing at Bank Syariah Indonesia KCP Sarolangun. Due to the lack of adequate and equitable direction to the customer's business, other factors cause the customer's income not to increase, namely the lack of human resources in financial reporting and lack of marketing knowledge.","PeriodicalId":31333,"journal":{"name":"Religio Jurnal Studi Agamaagama","volume":"42 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2022-12-06","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"1","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Religio Jurnal Studi Agamaagama","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.15575/hanifiya.v5i2.21433","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
引用次数: 1

Abstract

This study aims to determine the role of microfinance on the business of MSME customers at Bank Syariah Indonesia at the Sarolangun Branch Office. This is field research with descriptive qualitative in nature. Sources of data used are primary and secondary data sources. Data was collected using interview and documentation techniques. The data from the findings are described descriptively and analyzed using inductive thinking. The results of this study also concluded that the role of micro-financing at Bank Syariah Indonesia Sarolangun Branch Office in MSME business has less effect on increasing customer business income, this can be proven by the absence of an increase in revenue for several customer businesses that have done micro-financing at Bank Syariah Indonesia KCP Sarolangun. Due to the lack of adequate and equitable direction to the customer's business, other factors cause the customer's income not to increase, namely the lack of human resources in financial reporting and lack of marketing knowledge.
查看原文
分享 分享
微信好友 朋友圈 QQ好友 复制链接
本刊更多论文
印尼伊斯兰银行小额信贷在小型企业融资中的作用
本研究旨在确定小额信贷对印尼伊斯兰银行Sarolangun分行中小微企业客户业务的作用。这是一项具有描述性质的实地研究。使用的数据源分为主要数据源和次要数据源。使用访谈和文献技术收集数据。从调查结果的数据描述和分析使用归纳思维。本研究的结果还得出结论,印度尼西亚伊斯兰银行Sarolangun分行的小额信贷在MSME业务中的作用对增加客户业务收入的影响较小,这可以通过在印度尼西亚伊斯兰银行KCP Sarolangun进行小额信贷的几个客户业务没有增加收入来证明。由于对客户的业务缺乏充分和公平的指导,其他因素导致客户的收入没有增加,即财务报告人力资源的缺乏和营销知识的缺乏。
本文章由计算机程序翻译,如有差异,请以英文原文为准。
求助全文
约1分钟内获得全文 去求助
来源期刊
自引率
0.00%
发文量
7
审稿时长
24 weeks
期刊最新文献
Realitas Keagamaan Amanat Keagungan Ilahi dalam Perspektif Ninian Smart Komodifikasi Filantropi Keagamaan di Harian Umum Republika Kajian Historis Tafsir Falsafi Implementation of Religious Moderation Values in East Priangan Higher Education Muhammad Sayyid Tantawi's Interpretation of the Verses of Riba
×
引用
GB/T 7714-2015
复制
MLA
复制
APA
复制
导出至
BibTeX EndNote RefMan NoteFirst NoteExpress
×
×
提示
您的信息不完整,为了账户安全,请先补充。
现在去补充
×
提示
您因"违规操作"
具体请查看互助需知
我知道了
×
提示
现在去查看 取消
×
提示
确定
0
微信
客服QQ
Book学术公众号 扫码关注我们
反馈
×
意见反馈
请填写您的意见或建议
请填写您的手机或邮箱
已复制链接
已复制链接
快去分享给好友吧!
我知道了
×
扫码分享
扫码分享
Book学术官方微信
Book学术文献互助
Book学术文献互助群
群 号:481959085
Book学术
文献互助 智能选刊 最新文献 互助须知 联系我们:info@booksci.cn
Book学术提供免费学术资源搜索服务,方便国内外学者检索中英文文献。致力于提供最便捷和优质的服务体验。
Copyright © 2023 Book学术 All rights reserved.
ghs 京公网安备 11010802042870号 京ICP备2023020795号-1