Ochrona kredytobiorców konsumentów kredytów walutowych we Francji

Lesław Góral
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Abstract

Protection of borrowers consumers of foreign currency loans in FranceThe problem of the repayment of housing loans in Swiss francs concerns not only Polish borrowers. It has also occurred on the French mortgage market. The article contains an analysis of the solutions adopted in France and may turn out to be inspirational for the Polish legislator in solving a similar problem that is occurring in Poland. The author presents the origin of problems related to Swiss franc housing loans and court as well as out-of-court attempts to solve them. Then he analyzes French legal solutions which introduce the protection of the Swiss franc housing loan borrowers and formulates de lege ferenda postulates addressed to the Polish legislator.
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以瑞士法郎偿还住房贷款的问题不仅关系到波兰的借款人。法国抵押贷款市场也出现了这种情况。这篇文章分析了法国采取的解决办法,可能会对波兰立法者解决波兰正在发生的类似问题有所启发。作者介绍了瑞士法郎住房贷款和法院相关问题的起源以及庭外解决这些问题的尝试。然后,他分析了法国的法律解决方案,其中引入了对瑞士法郎住房贷款借款人的保护,并制定了向波兰立法者提出的法律公决假设。
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