{"title":"Unified Payment Interface—Taking India to the next generation in payments","authors":"Arthi Mc, K. Shanmugam","doi":"10.1177/20438869231178843","DOIUrl":null,"url":null,"abstract":"Unified Payments Interface (UPI) is India’s fastest-growing payment system which makes users mobile as a single platform to send and receive money anytime and anywhere. It is built on top of IMPS, an existing mode used for instant money transfers. UPI is governed by the National Payment Corporation of India (NPCI), which monitors and promotes the UPI payment system. This case study on the payment platform will give detailed information about UPI, its initiatives like UPI123 and “UPI Chalega” and its progress. The case study also expounds on the growth of UPI, the challenges that are prevalent in UPI payments, and the analysis of data published by NPCI on UPI payments.","PeriodicalId":37921,"journal":{"name":"Journal of Information Technology Teaching Cases","volume":"12 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2023-05-31","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Journal of Information Technology Teaching Cases","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1177/20438869231178843","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q2","JCRName":"Social Sciences","Score":null,"Total":0}
引用次数: 0
Abstract
Unified Payments Interface (UPI) is India’s fastest-growing payment system which makes users mobile as a single platform to send and receive money anytime and anywhere. It is built on top of IMPS, an existing mode used for instant money transfers. UPI is governed by the National Payment Corporation of India (NPCI), which monitors and promotes the UPI payment system. This case study on the payment platform will give detailed information about UPI, its initiatives like UPI123 and “UPI Chalega” and its progress. The case study also expounds on the growth of UPI, the challenges that are prevalent in UPI payments, and the analysis of data published by NPCI on UPI payments.
期刊介绍：
The Journal of Information Technology Teaching Cases (JITTC) provides contemporary practical case materials for teaching topics in business and government about uses and effectiveness of technology, the organisation and management of information systems and the impacts and consequences of information technology. JITTC is designed to assist academics, scholars, and teachers in universities and other institutions of executive education, as well as instructors of organizational training courses. Case topics include but are not restricted to: alignment with the organization, innovative uses of technology, emerging technologies, the management of IT, including strategy, business models, change, infrastructure, organization, human resources, sourcing, system development and implementation, communications, technology developments, technology impacts and outcomes, technology futures, national policies and standards.
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