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引用次数: 1

摘要

本文的目的是研究金融技术作为数字经济的工具,并确定影响它们的因素。梳理了“金融科技”定义的研究途径,确定了有利于其在世界范围内发展的基本前提。分析了影响金融科技发展的因素。确定了阻碍俄罗斯联邦金融技术进步的风险;结论是,金融科技的发展应该伴随着教育领域的转型,为数字经济所需的专家提供培训。
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Financial Technology as a Tool of Digital Economy
The aim of the paper is to study financial technologies as a tool of digital economy and identify the factors that influence them. Approaches to study the definition ‘financial technology’ are systematized and the basic prerequisites conducive to their development in the world are determined. The factors influencing the development of financial technologies are analyzed. The risks that hinder advancement of financial technologies in the Russian Federation are identified; it is concluded that the development of financial technologies should be accompanied by a transformation in the field of education, providing training for specialists required in digital economy.
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