伊朗银行数字银行革命的数字成熟度模型

Faezeh Goumeh, A. Barforoush
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引用次数: 4

摘要

许多行业正面临着一场根本性的变革:数字化转型。银行业也不例外。然而,尽管这种转变正在进行中,但缺乏框架和工具来帮助银行提供商应对这种激进的变化。本文提出了一个新的框架:数字银行供应商的数字成熟度模型。该模型旨在针对数字银行的背景和挑战提供数字化转型的结构化视图。这可以作为一种标准,帮助数字银行提供商在推进转型的过程中,将自己与同行或自己进行比较。本文首先对数字银行进行回顾。介绍了数字银行的新定义。在数字化转型和数字化成熟之后,对之前的模型进行了研究。最后是伊朗数字银行的新模式。
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A Digital Maturity Model for digital banking revolution for Iranian banks
A wide range of industries is facing a fundamental change: digital transformation. The banking industry is no exception. However, despite such transformation being underway, there is a lack of frameworks and tools to help banking providers navigate such radical change. This article presents a new framework: the digital maturity model for digital banking providers. The model aims to offer a structured view of digital transformation specific to the context and challenges of digital banking. That can be used as a standard to help digital Banking providers benchmark themselves against peers or themselves as they advance their transformation. This article begins with a review of digital banking. A new definition of digital banking was introduced. Digital transformation and digital maturity, and after that, the previous models were investigated. And finally, a new model specific to digital banking in Iran.
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