- Book学术

Jurnal Ilmiah Ekonomi Global Masa Kini Pub Date : 2020-07-17 DOI:10.36982/JIEGMK.V11I1.1063

E. Purnamasari

{"title":"Pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap Peningkatan Pendapatan di Kota Palembang","authors":"E. Purnamasari","doi":"10.36982/JIEGMK.V11I1.1063","DOIUrl":null,"url":null,"abstract":"<div class=\"page\" title=\"Page 1\"><div class=\"layoutArea\"><div class=\"column\"><p><span>ABSTRACT</span></p><p><span>Fintech is an innovation that has emerged in the field of financial services. Fintech changed the habits of public financial transactions. There are 2 types of fintech that are very popular for SMEs, namely Payment Gateway and Peer to Peer Lending (P2P). This study aims to analyze the effect of Payment Gateway and Peer to Peer Lending (P2P) on the increase in MSME income in the city of Palembang. The type of data used is primary data with data sources derived from questionnaires and interviews. The sampling method used in this study is purposive sampling, where the sample in this study is only for the types of MSMEs that are engaged in culinary and fashion in Pakembang. The analysis technique uses validity test, reliability test, normality test, coefficient of determination test (R2) and partial test (t test). Based on the results of the t test and the f test it can be concluded that there is an influence of Payment Gateway and Peer to Peer Lending (P2P) to increase revenue.</span></p><p><span>Keywords: </span><span>Fintech, Revenue, SME</span></p><p><span>ABSTRAK</span></p><p><span>Fintech merupakan inovasi yang muncul di bidang jasa keuangan. Fintech mengubah kebiasaan transaksi keuangan masyarakat. Ada 2 jenis fintech yang sangat popular bagi pelaku UMKM yaitu Payment Gateway dan Peer to Peer Lending (P2P). Penelitian ini bertujuan untuk menganalisis pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan UMKM di kota Palembang. Jenis data yang digunakan adalah data primer dengan sumber data berasal dari kuisioner dan wawancara. Metode penarikan sampel yang digunakan pada penelitian ini yaitu purposive sampling, di mana sampel pada penelitian ini hanya pada jenis UMKM yang bergerak di bidang kuliner dan fashion di Kota Pakembang. Teknik analisis menggunakan uji validitas, uji reliabilitas, uji normalitas, uji koefisien determinasi (R</span><span>2</span><span>) dan uji parsial (uji t). Berdasarkan hasil uji t dan uji f dapat disimpulkan bahwa terdapat pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan.</span></p></div></div><img src=\"blob:http://ejournal.uigm.ac.id/ea46f45e-78f8-4282-80f3-03240d33a989\" alt=\"page1image60066624\" width=\"89.760000\" height=\"0.480000\" /><div class=\"layoutArea\"><div class=\"column\"><p><span>Kata Kunci: </span><span>Fintech, Peningkatan Pendapatan, UMKM</span></p></div></div></div>","PeriodicalId":260137,"journal":{"name":"Jurnal Ilmiah Ekonomi Global Masa Kini","volume":"8 1","pages":"0"},"PeriodicalIF":0.0000,"publicationDate":"2020-07-17","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"5","resultStr":null,"platform":"Semanticscholar","paperid":null,"PeriodicalName":"Jurnal Ilmiah Ekonomi Global Masa Kini","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.36982/JIEGMK.V11I1.1063","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}

引用次数: 5

摘要

摘要金融科技是金融服务领域出现的一种创新。金融科技改变了公共金融交易的习惯。有两种类型的金融科技非常受中小企业的欢迎，即支付网关和点对点借贷(P2P)。本研究旨在分析支付网关和点对点借贷(P2P)对巨港市中小微企业收入增长的影响。使用的数据类型是原始数据，数据来源来自问卷调查和访谈。本研究使用的抽样方法是有目的抽样，本研究的样本仅针对Pakembang从事烹饪和时尚的中小微企业类型。分析方法采用效度检验、信度检验、正态性检验、决定系数检验(R2)和部分检验(t检验)。根据t检验和f检验的结果可以得出结论，支付网关和P2P (Peer to Peer Lending)对收入的增加有影响。关键词:金融科技;税收;金融科技创新;金融科技mengubah kebiasaan transaksi keuangan masyarakat。Ada 2 jenis金融科技yang sangat流行的bagi pelaku UMKM yitu支付网关丹点对点借贷(P2P)。Penelitian ini bertujuan untuk menganalis pengaruh支付网关和点对点借贷(P2P) terhadap peningkatan pendapatan UMKM di kota巨港。Jenis data yang digunakan adalah数据primer dengan number数据基础数据库管理员dan wawankara。有目的的抽样，有目的的抽样，有目的的抽样，有目的的抽样，有目的的抽样，有目的的抽样，有目的的抽样。Teknik分析了menggunakan的有效性、可靠性、常态性、确定性(R2)和稳定性(R2)。Berdasarkan的稳定性(R2)和稳定性(R2)。Berdasarkan的稳定性(R2)和稳定性(R2)。Kata Kunci:金融科技，Peningkatan Pendapatan, UMKM

本文章由计算机程序翻译，如有差异，请以英文原文为准。

查看原文

微信好友朋友圈 QQ好友复制链接

本刊更多论文

Pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap Peningkatan Pendapatan di Kota Palembang

ABSTRACT

Fintech is an innovation that has emerged in the field of financial services. Fintech changed the habits of public financial transactions. There are 2 types of fintech that are very popular for SMEs, namely Payment Gateway and Peer to Peer Lending (P2P). This study aims to analyze the effect of Payment Gateway and Peer to Peer Lending (P2P) on the increase in MSME income in the city of Palembang. The type of data used is primary data with data sources derived from questionnaires and interviews. The sampling method used in this study is purposive sampling, where the sample in this study is only for the types of MSMEs that are engaged in culinary and fashion in Pakembang. The analysis technique uses validity test, reliability test, normality test, coefficient of determination test (R2) and partial test (t test). Based on the results of the t test and the f test it can be concluded that there is an influence of Payment Gateway and Peer to Peer Lending (P2P) to increase revenue.

Keywords: Fintech, Revenue, SME

ABSTRAK

Fintech merupakan inovasi yang muncul di bidang jasa keuangan. Fintech mengubah kebiasaan transaksi keuangan masyarakat. Ada 2 jenis fintech yang sangat popular bagi pelaku UMKM yaitu Payment Gateway dan Peer to Peer Lending (P2P). Penelitian ini bertujuan untuk menganalisis pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan UMKM di kota Palembang. Jenis data yang digunakan adalah data primer dengan sumber data berasal dari kuisioner dan wawancara. Metode penarikan sampel yang digunakan pada penelitian ini yaitu purposive sampling, di mana sampel pada penelitian ini hanya pada jenis UMKM yang bergerak di bidang kuliner dan fashion di Kota Pakembang. Teknik analisis menggunakan uji validitas, uji reliabilitas, uji normalitas, uji koefisien determinasi (R2) dan uji parsial (uji t). Berdasarkan hasil uji t dan uji f dapat disimpulkan bahwa terdapat pengaruh Payment Gateway dan Peer to Peer Lending (P2P) terhadap peningkatan pendapatan.

Kata Kunci: Fintech, Peningkatan Pendapatan, UMKM

求助全文

通过发布文献求助，成功后即可免费获取论文全文。去求助

来源期刊

Jurnal Ilmiah Ekonomi Global Masa Kini

自引率

0.00%

发文量