战后公共部门银行运作的战略必要性

O. Lyubich, D. Oliinyk
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摘要

介绍。国有银行在现代条件下的角色问题越来越受到人们的关注。在乌克兰,国有银行的份额占银行服务市场的一半以上。因此,综合现有经验并制定利用国有银行潜力的方法,以支持危机条件下的经济发展,是乌克兰的一项紧迫的科学任务。问题陈述。在外生挑战条件下,国有银行在保障经济发展中的作用和地位。目的。确定乌克兰首都国家参与银行的工作特点,并为提高在战争条件下和战后经济复苏阶段利用其潜力的效率提供建议。方法。本书采用理论概括、系统分析、比较分析和经济分析、系统化、逻辑概括、分析呈现和综合等方法。结果。根据国外的经验,已经证实,在战时挑战的条件下,国有银行在保证金融市场稳定方面发挥着重要的稳定作用。在战争期间,乌克兰国有银行不仅能够确保不间断地提供金融服务和支付结算业务,而且还能够支持国家信贷计划的实施。国有银行在国家财政政策的金融支持中发挥着重要作用。乌克兰国有银行的这种作用很可能会停留在战后经济复苏阶段。结论。根据获得的优势和战前活动的经验,国家银行机构的力量应集中在在确定的国家政策任务框架内支持战时条件下经济运作的关键领域。与此同时,它们的活动战略需要根据经济复苏的战略方向进行调整,使其更加专业化。
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Strategic imperatives of functioning of public sector banks in the post-war stage
Introduction. The issue of the role of state-owned banks in modern conditions is attracting more and more attention. In Ukraine, the share of the state-owned banks segment makes up more than half of the banking services market. Accordingly, the synthesis of existing experience and the development of approaches to the use of the potential of state banks in the interests of supporting the development of the economy in crisis conditions is an urgent scientific task for Ukraine. Problem Statement. The role and place of state banks in ensuring economic development in conditions of exogenous challenges. Purpose. To determine the peculiarities of the work of banks with state participation in the capital in Ukraine and to provide recommendations for increasing the efficiency of using their potential in war conditions and at the stage of post-war economic recovery. Methods. The work uses the methods of theoretical generalization, systematic, comparative and economic analysis, systematization, logical generalization, analytical presentation, and synthesis. Results. In accordance with foreign experience, it has been confirmed that in the conditions of wartime challenges, state banks play an important stabilizing role in ensuring the stability of the financial market. During the war, Ukrainian state banks were able not only to ensure uninterrupted provision of financial services and payment and settlement operations, but also to support the implementation of state credit programs. The segment of state banks plays an important role in the financial support of the state's fiscal policy. Such a role of state-owned banks in Ukraine will most likely remain at the stage of post-war economic recovery. Conclusions. In accordance with the acquired advantages and experience of pre-war activities, the forces of state banking institutions should be concentrated in the key areas of supporting the functioning of the economy in wartime conditions within the framework of defined state policy tasks. At the same time, the strategy of their activities needs to be adjusted with increased specialization in accordance with the strategic directions of economic recovery.
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