对选定的UTAUT结构、Z一代和X一代对移动银行服务的消费价值观以及促进采用移动应用程序的行为意向的调查

IF 4 Q2 BUSINESS Journal of Marketing Analytics Pub Date : 2023-12-20 DOI:10.1057/s41270-023-00271-1
Konstantinos Dendrinos, George Spais
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引用次数: 0

摘要

本研究旨在分析消费价值观对采用 NBG 移动银行服务的影响,以及客户动机和应用程序采用在这一过程中的作用。研究通过建立选定的UTAUT结构之间的重要联系,揭示了用户对移动银行的态度和行为。基于希腊一家领先金融机构移动银行服务的关键案例,我们从 654 位客户的便利样本中收集了 418 份完整回答的问卷,以检验 18 个研究假设。研究结果证实,所选的三个UTAUT 构造是行为意向的前因,支持了最初的假设。本研究分析了推动采纳和使用手机银行应用程序的因素,为营销学术界和管理者提供了有价值的见解。
本文章由计算机程序翻译,如有差异,请以英文原文为准。

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An investigation of selected UTAUT constructs and consumption values of Gen Z and Gen X for mobile banking services and behavioral intentions to facilitate the adoption of mobile apps

This study aims to analyze the impact of consumption values on the adoption of NBG’s mobile banking services and the role of customers’ motivation and app adoption in this process. The study reveals users’ attitudes and behavior towards mobile banking by establishing significant connections between selected UTAUT constructs. Based on a critical case of the m-banking services of a leading Greek financial institution, we gathered 418 full-answered questionnaires from a convenience sample of 654 customers to test 18 research hypotheses. The research results confirm that the three selected UTAUT constructs, are antecedents of behavioral intention, supporting the initial assumption. This study analyzes the factors that drive the adoption and usage of mobile banking apps, providing valuable insights for marketing academia and managers.

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来源期刊
CiteScore
5.40
自引率
16.70%
发文量
46
期刊介绍: Data has become the new ore in today’s knowledge economy. However, merely storing and reporting are not enough to thrive in today’s increasingly competitive markets. What is called for is the ability to make sense of all these oceans of data, and to apply those insights to the way companies approach their markets, adjust to changing market conditions, and respond to new competitors. Marketing analytics lies at the heart of this contemporary wave of data driven decision-making. Companies can no longer survive when they rely on gut instinct to make decisions. Strategic leverage of data is one of the few remaining sources of sustainable competitive advantage. New products can be copied faster than ever before. Staff are becoming less loyal as well as more mobile, and business centers themselves are moving across the globe in a world that is getting flatter and flatter. The Journal of Marketing Analytics brings together applied research and practice papers in this blossoming field. A unique blend of applied academic research, combined with insights from commercial best practices makes the Journal of Marketing Analytics a perfect companion for academics and practitioners alike. Academics can stay in touch with the latest developments in this field. Marketing analytics professionals can read about the latest trends, and cutting edge academic research in this discipline. The Journal of Marketing Analytics will feature applied research papers on topics like targeting, segmentation, big data, customer loyalty and lifecycle management, cross-selling, CRM, data quality management, multi-channel marketing, and marketing strategy. The Journal of Marketing Analytics aims to combine the rigor of carefully controlled scientific research methods with applicability of real world case studies. Our double blind review process ensures that papers are selected on their content and merits alone, selecting the best possible papers in this field.
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