土耳其养蜂保险的精算保费计算

Canan Hamurkaroğlu, Sümeyra Sezer Kaplan
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摘要

土耳其是世界养蜂业生产潜力巨大的国家,位居世界前四位。在本研究中,根据土耳其养蜂业公司的蜂巢保险保单数据(涵盖 2014-2021 年),使用集体风险模型对总索赔进行建模,并根据不同的计算原则确定总索赔的保费计算。在计算保费时进行了聚类分析,并根据索赔比率揭示了各省之间的相似性。研究结果表明,安纳托利亚东部的保险费最高,而安纳托利亚中部的保险费最低。穆拉省、奥尔杜省和哈卡里省在聚类分析中存在差异,哈卡里省的保费最高。
本文章由计算机程序翻译,如有差异,请以英文原文为准。

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Actuarial premium calculation for beekeeping insurance in Turkiye

Turkiye is a country with significant production potential in the world beekeeping sector, being among the top four countries worldwide. In this study, aggregate claims based on data on the hive insurance policies of the companies operating in the beekeeping sector in Turkiye, covering the years 2014–2021, was modelled using a collective risk model and premium calculations for aggregate claims were determined according to different calculation principles. Cluster analysis was conducted to calculate the premiums, and similarities between provinces were revealed based on claims ratios. The results of the study revealed that the highest premiums are found in Eastern Anatolia while the lowest premiums are found in Central Anatolia. In the case of Muğla, Ordu and Hakkâri provinces, which differed in the cluster analysis, the highest premiums were found for Hakkâri province.

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