{"title":"土耳其养蜂保险的精算保费计算","authors":"Canan Hamurkaroğlu, Sümeyra Sezer Kaplan","doi":"10.1057/s41288-024-00329-w","DOIUrl":null,"url":null,"abstract":"<p>Turkiye is a country with significant production potential in the world beekeeping sector, being among the top four countries worldwide. In this study, aggregate claims based on data on the hive insurance policies of the companies operating in the beekeeping sector in Turkiye, covering the years 2014–2021, was modelled using a collective risk model and premium calculations for aggregate claims were determined according to different calculation principles. Cluster analysis was conducted to calculate the premiums, and similarities between provinces were revealed based on claims ratios. The results of the study revealed that the highest premiums are found in Eastern Anatolia while the lowest premiums are found in Central Anatolia. In the case of Muğla, Ordu and Hakkâri provinces, which differed in the cluster analysis, the highest premiums were found for Hakkâri province.</p>","PeriodicalId":75009,"journal":{"name":"The Geneva papers on risk and insurance. Issues and practice","volume":"177 1","pages":""},"PeriodicalIF":0.0000,"publicationDate":"2024-07-29","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Actuarial premium calculation for beekeeping insurance in Turkiye\",\"authors\":\"Canan Hamurkaroğlu, Sümeyra Sezer Kaplan\",\"doi\":\"10.1057/s41288-024-00329-w\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"<p>Turkiye is a country with significant production potential in the world beekeeping sector, being among the top four countries worldwide. In this study, aggregate claims based on data on the hive insurance policies of the companies operating in the beekeeping sector in Turkiye, covering the years 2014–2021, was modelled using a collective risk model and premium calculations for aggregate claims were determined according to different calculation principles. Cluster analysis was conducted to calculate the premiums, and similarities between provinces were revealed based on claims ratios. The results of the study revealed that the highest premiums are found in Eastern Anatolia while the lowest premiums are found in Central Anatolia. In the case of Muğla, Ordu and Hakkâri provinces, which differed in the cluster analysis, the highest premiums were found for Hakkâri province.</p>\",\"PeriodicalId\":75009,\"journal\":{\"name\":\"The Geneva papers on risk and insurance. Issues and practice\",\"volume\":\"177 1\",\"pages\":\"\"},\"PeriodicalIF\":0.0000,\"publicationDate\":\"2024-07-29\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"The Geneva papers on risk and insurance. Issues and practice\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1057/s41288-024-00329-w\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"\",\"JCRName\":\"\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"The Geneva papers on risk and insurance. Issues and practice","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1057/s41288-024-00329-w","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"","JCRName":"","Score":null,"Total":0}
Actuarial premium calculation for beekeeping insurance in Turkiye
Turkiye is a country with significant production potential in the world beekeeping sector, being among the top four countries worldwide. In this study, aggregate claims based on data on the hive insurance policies of the companies operating in the beekeeping sector in Turkiye, covering the years 2014–2021, was modelled using a collective risk model and premium calculations for aggregate claims were determined according to different calculation principles. Cluster analysis was conducted to calculate the premiums, and similarities between provinces were revealed based on claims ratios. The results of the study revealed that the highest premiums are found in Eastern Anatolia while the lowest premiums are found in Central Anatolia. In the case of Muğla, Ordu and Hakkâri provinces, which differed in the cluster analysis, the highest premiums were found for Hakkâri province.