与印尼无牌金融机构的数量相比,金融知识和包容性指数的提高

IF 2.3 Q3 REGIONAL & URBAN PLANNING Foresight Pub Date : 2022-05-09 DOI:10.1108/fs-01-2021-0003
T. Christiani, Chryssantus Kastowo
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引用次数: 0

摘要

本研究旨在为实现2019年超过目标的扫盲指数和普惠金融提供并寻找替代解决方案。设计/方法/方法本研究采用规范研究类型。二次数据成为主要数据,采用定性数据分析的方法。结果表明,公众对金融机构的信任程度决定了公众对金融机构的识字率和金融机构的包容性。金融服务管理局(FSA)安排的弱点在于,FSA对无牌金融机构采取法律行动的权力范围有限,以及社会在选择可靠金融机构方面的临界权力较低。研究局限性/影响根据研究结果,预计结果将对FSA权威的概念产生影响。实际意义根据研究结果,预计研究结果将对扩大FSA对金融机构进行监管的权力产生影响,从而使公众的高识字率和金融包容性能够实现公共福利。对社会的研究意义是本研究的结果发现了金融素养和普惠政策的弱点,找到了问题的原因,并找到了解决这些问题的方法。实际研究的意义在于决策者;研究结果可以作为确定规制问题解决方案的依据。这项研究的结果也可能对商业经济法,特别是经济法领域的知识男孩的发展产生影响。原创性/价值据作者所知,没有任何研究与本文有相似之处。
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Increased financial literacy and inclusion indexes versus the number of unlicensed financial institutions in Indonesia
Purpose This study aims to provide and find an alternative solution to achieving literacy indexes and financial inclusion that exceeded the target in 2019. Design/methodology/approach This research uses a normative research type. Secondary data becomes the primary data and uses the method of qualitative data analysis. Findings The results showed that public literacy and financial institutions’ inclusion were dependent on public trust in financial institutions. The Financial Services Authorities’ (FSA) arrangement’s weakness lies in the limited scope of the FSA’s authority in carrying out legal actions against unlicensed financial institutions and the low critical power of the community in choosing a credible financial institution. Research limitations/implications Based on the research findings, results are expected to have implications for the concept of FSA’s authority. Practical implications Based on the research findings, results are expected to have implications for expanding the FSA’s authority to conduct oversight of financial institutions so that the high literacy and financial inclusion of the public can achieve public welfare. Social implications The research implication for the community is that the results of this study find weaknesses in the financial literacy and inclusion policies to find the causes of the problems and find solutions to these problems. The practical research implications are for policymakers; research results can be used as a basis for determining solutions to problems in regulations. The results of this study can also have implications for the development of a boy of knowledge in the field of business economic law, especially economic law. Originality/value To the best of the authors’ knowledge, there are no researches that have similarities with this paper.
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来源期刊
Foresight
Foresight REGIONAL & URBAN PLANNING-
CiteScore
5.10
自引率
5.00%
发文量
45
期刊介绍: ■Social, political and economic science ■Sustainable development ■Horizon scanning ■Scientific and Technological Change and its implications for society and policy ■Management of Uncertainty, Complexity and Risk ■Foresight methodology, tools and techniques
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