{"title":"与印尼无牌金融机构的数量相比,金融知识和包容性指数的提高","authors":"T. Christiani, Chryssantus Kastowo","doi":"10.1108/fs-01-2021-0003","DOIUrl":null,"url":null,"abstract":"\nPurpose\nThis study aims to provide and find an alternative solution to achieving literacy indexes and financial inclusion that exceeded the target in 2019.\n\n\nDesign/methodology/approach\nThis research uses a normative research type. Secondary data becomes the primary data and uses the method of qualitative data analysis.\n\n\nFindings\nThe results showed that public literacy and financial institutions’ inclusion were dependent on public trust in financial institutions. The Financial Services Authorities’ (FSA) arrangement’s weakness lies in the limited scope of the FSA’s authority in carrying out legal actions against unlicensed financial institutions and the low critical power of the community in choosing a credible financial institution.\n\n\nResearch limitations/implications\nBased on the research findings, results are expected to have implications for the concept of FSA’s authority.\n\n\nPractical implications\nBased on the research findings, results are expected to have implications for expanding the FSA’s authority to conduct oversight of financial institutions so that the high literacy and financial inclusion of the public can achieve public welfare.\n\n\nSocial implications\nThe research implication for the community is that the results of this study find weaknesses in the financial literacy and inclusion policies to find the causes of the problems and find solutions to these problems. The practical research implications are for policymakers; research results can be used as a basis for determining solutions to problems in regulations. The results of this study can also have implications for the development of a boy of knowledge in the field of business economic law, especially economic law.\n\n\nOriginality/value\nTo the best of the authors’ knowledge, there are no researches that have similarities with this paper.\n","PeriodicalId":51620,"journal":{"name":"Foresight","volume":" ","pages":""},"PeriodicalIF":2.3000,"publicationDate":"2022-05-09","publicationTypes":"Journal Article","fieldsOfStudy":null,"isOpenAccess":false,"openAccessPdf":"","citationCount":"0","resultStr":"{\"title\":\"Increased financial literacy and inclusion indexes versus the number of unlicensed financial institutions in Indonesia\",\"authors\":\"T. Christiani, Chryssantus Kastowo\",\"doi\":\"10.1108/fs-01-2021-0003\",\"DOIUrl\":null,\"url\":null,\"abstract\":\"\\nPurpose\\nThis study aims to provide and find an alternative solution to achieving literacy indexes and financial inclusion that exceeded the target in 2019.\\n\\n\\nDesign/methodology/approach\\nThis research uses a normative research type. Secondary data becomes the primary data and uses the method of qualitative data analysis.\\n\\n\\nFindings\\nThe results showed that public literacy and financial institutions’ inclusion were dependent on public trust in financial institutions. The Financial Services Authorities’ (FSA) arrangement’s weakness lies in the limited scope of the FSA’s authority in carrying out legal actions against unlicensed financial institutions and the low critical power of the community in choosing a credible financial institution.\\n\\n\\nResearch limitations/implications\\nBased on the research findings, results are expected to have implications for the concept of FSA’s authority.\\n\\n\\nPractical implications\\nBased on the research findings, results are expected to have implications for expanding the FSA’s authority to conduct oversight of financial institutions so that the high literacy and financial inclusion of the public can achieve public welfare.\\n\\n\\nSocial implications\\nThe research implication for the community is that the results of this study find weaknesses in the financial literacy and inclusion policies to find the causes of the problems and find solutions to these problems. The practical research implications are for policymakers; research results can be used as a basis for determining solutions to problems in regulations. The results of this study can also have implications for the development of a boy of knowledge in the field of business economic law, especially economic law.\\n\\n\\nOriginality/value\\nTo the best of the authors’ knowledge, there are no researches that have similarities with this paper.\\n\",\"PeriodicalId\":51620,\"journal\":{\"name\":\"Foresight\",\"volume\":\" \",\"pages\":\"\"},\"PeriodicalIF\":2.3000,\"publicationDate\":\"2022-05-09\",\"publicationTypes\":\"Journal Article\",\"fieldsOfStudy\":null,\"isOpenAccess\":false,\"openAccessPdf\":\"\",\"citationCount\":\"0\",\"resultStr\":null,\"platform\":\"Semanticscholar\",\"paperid\":null,\"PeriodicalName\":\"Foresight\",\"FirstCategoryId\":\"1085\",\"ListUrlMain\":\"https://doi.org/10.1108/fs-01-2021-0003\",\"RegionNum\":0,\"RegionCategory\":null,\"ArticlePicture\":[],\"TitleCN\":null,\"AbstractTextCN\":null,\"PMCID\":null,\"EPubDate\":\"\",\"PubModel\":\"\",\"JCR\":\"Q3\",\"JCRName\":\"REGIONAL & URBAN PLANNING\",\"Score\":null,\"Total\":0}","platform":"Semanticscholar","paperid":null,"PeriodicalName":"Foresight","FirstCategoryId":"1085","ListUrlMain":"https://doi.org/10.1108/fs-01-2021-0003","RegionNum":0,"RegionCategory":null,"ArticlePicture":[],"TitleCN":null,"AbstractTextCN":null,"PMCID":null,"EPubDate":"","PubModel":"","JCR":"Q3","JCRName":"REGIONAL & URBAN PLANNING","Score":null,"Total":0}
Increased financial literacy and inclusion indexes versus the number of unlicensed financial institutions in Indonesia
Purpose
This study aims to provide and find an alternative solution to achieving literacy indexes and financial inclusion that exceeded the target in 2019.
Design/methodology/approach
This research uses a normative research type. Secondary data becomes the primary data and uses the method of qualitative data analysis.
Findings
The results showed that public literacy and financial institutions’ inclusion were dependent on public trust in financial institutions. The Financial Services Authorities’ (FSA) arrangement’s weakness lies in the limited scope of the FSA’s authority in carrying out legal actions against unlicensed financial institutions and the low critical power of the community in choosing a credible financial institution.
Research limitations/implications
Based on the research findings, results are expected to have implications for the concept of FSA’s authority.
Practical implications
Based on the research findings, results are expected to have implications for expanding the FSA’s authority to conduct oversight of financial institutions so that the high literacy and financial inclusion of the public can achieve public welfare.
Social implications
The research implication for the community is that the results of this study find weaknesses in the financial literacy and inclusion policies to find the causes of the problems and find solutions to these problems. The practical research implications are for policymakers; research results can be used as a basis for determining solutions to problems in regulations. The results of this study can also have implications for the development of a boy of knowledge in the field of business economic law, especially economic law.
Originality/value
To the best of the authors’ knowledge, there are no researches that have similarities with this paper.
期刊介绍:
■Social, political and economic science ■Sustainable development ■Horizon scanning ■Scientific and Technological Change and its implications for society and policy ■Management of Uncertainty, Complexity and Risk ■Foresight methodology, tools and techniques