Sharia Financial Literacy In Personal Financial Planning

Financial literacy is an important thing that is needed by everyone. This literacy is very necessary when an individual is about to make his personal financial decisions. Where an understanding of financial literacy will help in considering and making financial decisions, according to the conditions of each individual. Limited financial literacy will result in inaccurate financial decision making and lack of financial planning for the future. Limited financial literacy in a person will also lead to undirected spending and can make wrong financial decisions. Which will have an impact on his personal life and well-being. Someone who has a good level of financial understanding, will focus more on their personal financial planning to avoid adverse financial impacts in their lives and avoid mistakes in financial planning. Islamic financial literacy is important for individuals, especially Muslims, to be used as considerations in making financial decisions and making financial planning in accordance with Islamic Sharia. Good knowledge and skills in managing individual finances  is needed to be able to make personal financial planning. Education on financial management is needed to increase understanding of personal financial management. The method used in this article is a systematic review sourced from references from various journals in the form of empirical research and conceptual studies then online literature sources.This article aims to conduct a systematic review sourced from references in various journals in the form of empirical research and conceptual studies to identify the findings and contributions resulting from the previous studies.