The losing streak of Employee Capital Plans in the pension fund market

The purpose of the article was to present the basic reasons for the lack of interest in the government pension scheme — the Employee Capital Plans, and to draw attention to the question of its profitability for future pensioners. The article sought to answer the question of what is the public’s familiarity with the assumptions of this program and why is there so little interest in participating in it. To this end, attention was paid to the main obstacles undermining confidence in this program.