数字应用程序的使用,以管理家族企业财务在克鲁拉汉北肯邦甘,西雅加达

Mafizatun Nurhayati, Ahmad Badawi, Nurul Hidayah, Zamri Ahmad
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摘要

新冠肺炎疫情严重影响了印尼经济。印尼经济去年面临放缓,预计2021年仍将面临压力。需要直接互动的部门受到的打击最为严重,如旅游、运输、物流以及酒店业。随着经济的下滑,数百万印尼人面临着失业的风险。大部分失业增加将发生在微型、小型和中型企业(MSMEs),这是一个占该国国内生产总值(GDP)约61%的关键部门。家族企业作为中小微企业,在新冠肺炎疫情下必须维持经营,并全天管理收入以维持支出。但是,许多小企业在管理收入方面有困难,因为他们不知道如何管理和安排资金,控制净收入或损失。这些小企业家认为他们得到的收入可以用来满足他们的日常需求,而没有意识到收入和利润应该分开来发展一个家族企业。家族企业,特别是那些由家庭主妇经营的企业,由于没有良好的记录保存,不知道如何使用收入和如何管理财务。他们需要对与业务相关的活动进行财务规划,并尽可能地进行管理。因此,需要开展社区服务活动,旨在提供知识,特别是为家族企业能够妥善管理其财务。这个社区计划的目的是教育如何管理他们的家庭财务管理基于数字应用程序容易学习和掌握。
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DIGITAL APPLICATION USAGE TO MANAGE FAMILY BUSINESS FINANCES IN KELURAHAN NORTH KEMBANGAN, WEST JAKARTA
The COVID-19 pandemic has drastically affected the Indonesian economy. Indonesia economic facing slowdown last year and is expected to remain under pressure in 2021. Sectors requiring direct interactions have been the hardest hit, such as tourism, transportation, logistics, as well as hospitality industry. With the economy taking a downturn path, millions of Indonesians are at risk of losing their jobs. Much of the unemployment rise will happen in the Micro, Small, and Medium Enterprises (MSMEs), a key sector that accounts for about 61 percent of the country’s Gross Domestic Product (GDP). Family business as a MSMEs in the COVID 19 have to survive their business and manage their income for the expenditure all day. But many little business have difficulty in managing their income because they do not know how to manage and arrange money and control the net income or lost. These small entrepreneurs think that the income they receive can be used for their daily needs without realizing that the income and profits earned should be separated to develop a family business. Family businesses, especially those carried out by housewives, do not know how to use the income and how to manage finances, because there is no good record keeping.They need financial planning for the activities related to the business and can manage as good as possible. Therefore the community service activity needs to be carried out and aims to provide knowledge, especially for family businesses to be able to manage their finances properly. This community program have a purpose to educate how to manage their family financial management based on digital application easily learned and mastered.
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